Kaspi.kz JSC (XKAZ:KSPI)
₸ 53902.01 584.01 (1.1%) Market Cap: 10.24 Til Enterprise Value: 8.53 Til PE Ratio: 11.54 PB Ratio: 7.70 GF Score: 71/100
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Q4 2022 Kaspi.kz AO Earnings Call Transcript

Feb 27, 2023 / 01:00PM GMT
Release Date Price: ₸34865.2 (+0.77%)
Operator

Hello, and welcome to the Kaspi.kz Fourth Quarter and Full Year 2022 Financial Results Conference Call. My name is Harry and I'll be your operator today. (Operator Instructions) It is now my pleasure to turn over to David Ferguson to begin. David, please go ahead whenever you're ready.

David Ferguson;Mikheil N. Lomtadze
Joint Stock Company Kaspi.kz - Head of IR;Joint Stock Company Kaspi.kz - Executive Director, Chairman of the Management

Great. Thank you, Harry. Good afternoon or good morning, everyone. I'm David Ferguson from Kaspi. Welcome to our fourth quarter and full year 2022 results. As usual, on the call with me, I have our CEO, Mikheil Lomtadze; our Deputy CEOs, Tengiz Mosidze and Yuri Didenko. As usual, we will go through -- Mikheil will take you through the strategic highlights. I'll take you through the financial highlights and guidance, and then we'll open the floor up to Q&A. The entire team are available to take your questions.

So on that note, I'd like to hand over to Mikheil. Mikheil, over to you.

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