Business Description
MetroCity Bankshares Inc
NAICS : 522110
SIC : 6022
ISIN : US59165J1051
Description
MetroCity Bankshares Inc is a holding company of its subsidiary Metro City Bank. It provides commercial banking services such as consumer and commercial checking accounts, savings accounts, certificates of deposits, commercial and consumer loans, money transfers and a variety of other banking services. The banks generate revenue from interest income. Its customers include small business owners, professionals, consumers, and real estate developers.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.71 | |||||
| Equity-to-Asset | 0.11 | |||||
| Debt-to-Equity | 0.9 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -2.25 | |||||
| WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 9.3 | |||||
| 3-Year EPS without NRI Growth Rate | 12.7 | |||||
| 3-Year FCF Growth Rate | -18.1 | |||||
| 3-Year Book Growth Rate | 16.6 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 59.69 | |||||
| 9-Day RSI | 56.54 | |||||
| 14-Day RSI | 53.9 | |||||
| 6-1 Month Momentum % | 18.41 | |||||
| 12-1 Month Momentum % | 49.69 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 3.07 | |||||
| Dividend Payout Ratio | 0.38 | |||||
| 3-Year Dividend Growth Rate | 21.6 | |||||
| Forward Dividend Yield % | 3.32 | |||||
| 5-Year Yield-on-Cost % | 5.78 | |||||
| 3-Year Average Share Buyback Ratio | 0.6 | |||||
| Shareholder Yield % | 10.09 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 42.65 | |||||
| FCF Margin % | 65.15 | |||||
| ROE % | 13.37 | |||||
| ROA % | 1.44 | |||||
| Years of Profitability over Past 10-Year | 9 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 12.22 | |||||
| PE Ratio without NRI | 12.22 | |||||
| Price-to-Owner-Earnings | 7.95 | |||||
| PEG Ratio | 0.71 | |||||
| PS Ratio | 5.19 | |||||
| PB Ratio | 1.53 | |||||
| Price-to-Tangible-Book | 1.53 | |||||
| Price-to-Free-Cash-Flow | 7.96 | |||||
| Price-to-Operating-Cash-Flow | 7.49 | |||||
| EV-to-Revenue | 6 | |||||
| EV-to-FCF | 9.14 | |||||
| Price-to-Projected-FCF | 0.49 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.67 | |||||
| Price-to-Graham-Number | 0.91 | |||||
| FCF Yield % | 12.72 | |||||
| Forward Rate of Return (Yacktman) % | 31.97 |
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