Business Description
Heritage Commerce Corp
NAICS : 522110
SIC : 6022
ISIN : US4269271098
Share Class Description:
HTBK: Ordinary SharesDescription
Heritage Commerce Corp operates as a bank holding company. The company, through its subsidiary, offers commercial banking services to small and medium-sized businesses and their owners, managers, and employees. It operates through two segments, namely Banking and Factoring. The bank generates its revenue from the Banking segment.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 13.69 | |||||
| Equity-to-Asset | 0.13 | |||||
| Debt-to-Equity | 0.06 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -3.39 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 7.5 | |||||
| 3-Year EPS without NRI Growth Rate | 21.8 | |||||
| 3-Year FCF Growth Rate | 9 | |||||
| 3-Year Book Growth Rate | 4.5 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 67.65 | |||||
| 9-Day RSI | 61.73 | |||||
| 14-Day RSI | 57.2 | |||||
| 6-1 Month Momentum % | -5.9 | |||||
| 12-1 Month Momentum % | 12.6 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 6.21 | |||||
| Dividend Payout Ratio | 0.57 | |||||
| Forward Dividend Yield % | 6.21 | |||||
| 5-Year Yield-on-Cost % | 7.21 | |||||
| 3-Year Average Share Buyback Ratio | -0.7 | |||||
| Shareholder Yield % | -8.41 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 30.39 | |||||
| FCF Margin % | 38.92 | |||||
| ROE % | 8.41 | |||||
| ROA % | 1.04 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 9.11 | |||||
| Forward PE Ratio | 10.6 | |||||
| PE Ratio without NRI | 9.11 | |||||
| Shiller PE Ratio | 9.57 | |||||
| Price-to-Owner-Earnings | 6.84 | |||||
| PEG Ratio | 2.02 | |||||
| PS Ratio | 2.81 | |||||
| PB Ratio | 0.76 | |||||
| Price-to-Tangible-Book | 1.03 | |||||
| Price-to-Free-Cash-Flow | 7.21 | |||||
| Price-to-Operating-Cash-Flow | 7.04 | |||||
| EV-to-Revenue | 0.06 | |||||
| EV-to-FCF | 0.16 | |||||
| Price-to-Projected-FCF | 0.47 | |||||
| Price-to-DCF (Earnings Based) | 0.58 | |||||
| Price-to-DCF (FCF Based) | 0.62 | |||||
| Price-to-Median-PS-Value | 0.68 | |||||
| Price-to-Graham-Number | 0.61 | |||||
| FCF Yield % | 13.9 | |||||
| Forward Rate of Return (Yacktman) % | 16.77 |
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