Business Description
SB Financial Group Inc
NAICS : 522110
SIC : 6022
ISIN : US78408D1054
Description
SB Financial Group Inc operates as a Holding Company of State Bank and RDSI/DCM. Its activities involve commercial banking, trust, and financial services. It offers a full-range of financial services for consumers and small businesses, including trust services, mortgage banking, wealth management services, commercial and agricultural lending. It accepts deposits, such as checking accounts, savings accounts, money market accounts, demand deposits, and time certificates of deposit. It earns revenue in the form of interest income.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.43 | |||||
| Equity-to-Asset | 0.09 | |||||
| Debt-to-Equity | 0.55 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -2.44 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year EPS without NRI Growth Rate | -2.1 | |||||
| 3-Year FCF Growth Rate | -11.7 | |||||
| 3-Year Book Growth Rate | 0.1 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 41.34 | |||||
| 9-Day RSI | 42.78 | |||||
| 14-Day RSI | 43.79 | |||||
| 6-1 Month Momentum % | 5.69 | |||||
| 12-1 Month Momentum % | 12.07 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 4.05 | |||||
| Dividend Payout Ratio | 0.3 | |||||
| 3-Year Dividend Growth Rate | 10.9 | |||||
| Forward Dividend Yield % | 4.34 | |||||
| 5-Year Yield-on-Cost % | 6.83 | |||||
| 3-Year Average Share Buyback Ratio | 4.6 | |||||
| Shareholder Yield % | -26.96 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 21.4 | |||||
| FCF Margin % | 23.23 | |||||
| ROE % | 10.05 | |||||
| ROA % | 0.9 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 7.95 | |||||
| Forward PE Ratio | 9.24 | |||||
| PE Ratio without NRI | 7.95 | |||||
| Shiller PE Ratio | 7.5 | |||||
| Price-to-Owner-Earnings | 7.45 | |||||
| PEG Ratio | 4.97 | |||||
| PS Ratio | 1.7 | |||||
| PB Ratio | 0.75 | |||||
| Price-to-Tangible-Book | 1.08 | |||||
| Price-to-Free-Cash-Flow | 7.28 | |||||
| Price-to-Operating-Cash-Flow | 6.79 | |||||
| EV-to-Revenue | 2.35 | |||||
| EV-to-FCF | 10.12 | |||||
| Price-to-Projected-FCF | 0.34 | |||||
| Price-to-Median-PS-Value | 0.86 | |||||
| Price-to-Graham-Number | 0.62 | |||||
| FCF Yield % | 13.97 | |||||
| Forward Rate of Return (Yacktman) % | 18.27 |
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