Heritage Insurance Holdings (Heritage Insurance Holdings) Risk Assessment

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What is Heritage Insurance Holdings Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Heritage Insurance Holdings is: Moderate Risk: Sensitive, better choose undervalued stock.

Competitive Comparison of Heritage Insurance Holdings's Risk Assessment

For the Insurance - Property & Casualty subindustry, Heritage Insurance Holdings's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Heritage Insurance Holdings's Risk Assessment Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Heritage Insurance Holdings's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Heritage Insurance Holdings's Risk Assessment falls into.

Heritage Insurance Holdings (NYSE:HRTG) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Heritage Insurance Holdings Risk Assessment Related Terms

Thank you for viewing the detailed overview of Heritage Insurance Holdings's Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.

Heritage Insurance Holdings (Heritage Insurance Holdings) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Heritage Insurance Holdings Inc (NYSE:HRTG) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

11H:Germany

Address

1401 N. Westshore Boulevard, Tampa, FL, USA, 33607

Website

https://investors.heritagepci.com

Heritage Insurance Holdings Inc is a regional property and casualty insurance company that offers a variety of personal and commercial insurance products. Through its subsidiaries, Heritage Property & Casualty Insurance, Narragansett Bay Insurance, and Zephyr Insurance, the company issues personal residential property insurance in more than 10 states in the United States. It also offers commercial residential insurance primarily for its Florida properties. Heritage Insurance manages insurance underwriting, customer services, actuarial analysis, distribution, and claims processing internally.

Executives

Paul L Whiting	director	2910 BAY TO BAY BLVD #200, TAMPA FL 33629
Ernie J Garateix	officer: Chief Operating Officer	2600 MCCORMICK DRIVE, SUITE 300, CLEARWATER IL 33759
Richard A Widdicombe	director, officer: President	P O BOX 407193, FORT LAUDERDALE FL 33340
Raymond T Hyer	10 percent owner	3919 E 7TH AVENUE, TAMPA FL 33605
Timothy Moura	officer: See Remarks	C/O 2600 MCCORMICK DRIVE, SUITE 300, CLEARWATER FL 33301
Kirk Lusk	officer: Chief Financial Officer	2600 MCCORMICK DRIVE, SUITE 300, CLEARWATER FL 33759
Sean W Poole	other: Member of Group	3919 E 7TH AVE, TAMPA FL 33605
Tara K Tira	other: Member of Group	3919 E 7TH AVENUE, TAMPA FL 33605
Kathleen A Hyer	other: Member of Group	3919 E 7TH AVENUE, TAMPA FL 33605
Hyer Family Partnership, Llc	other: Member of Group	3919 E 7TH AVE, TAMPA FL 33605
Futura Circuits Corp.	other: Member of Group	3919 E 7TH AVE, TAMPA FL 33605
Steven C. Martindale	officer: Chief Financial Officer	C/O HERITAGE INSURANCE HOLDINGS, INC., 2600 MCCORMICK DRIVE SUITE 300, CLEARWATER FL 33759
Timothy E. Johns	officer: See Remarks	C/O HEI, P.O. BOX 730, HONOLULU HI 96808
Bruce Lucas	director, officer: Chairman & CEO	2109 E. PALM AVENUE, TAMPA FL 33605
Mark S Berset	director	700 CENTRAL AVE, SAINT PETERSBURG FL 33701