What is Byline Bancorp Financial Strength?
Byline Bancorp has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.
Warning Sign:
Byline Bancorp Inc displays poor financial strength. Usually, this is caused by too much debt for the company.
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors:
1. The debt burden that the company has as measured by its
Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3.
Altman Z-Score.
GuruFocus does not calculate Byline Bancorp's interest coverage with the available data.
Byline Bancorp's debt to revenue ratio for the quarter that ended in Mar. 2024 was 2.07.
Altman Z-Score does not apply to banks and insurance companies.
Byline Bancorp Financial Strength Calculation
GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors
A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.
1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
Byline Bancorp's Interest Expense for the
months ended in Mar. 2024 was $-52.8 Mil. Its Operating Income for the
months ended in Mar. 2024 was $0.0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was $831.1 Mil.
Byline Bancorp's Interest Coverage for the quarter that ended in Mar. 2024 is
The higher the ratio, the stronger the company's financial strength is.
2. Debt to revenue ratio. The lower, the better.
Byline Bancorp's Debt to Revenue Ratio for the quarter that ended in Mar. 2024 is
3. Altman Z-Score.
Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
The zones of discrimination were as such:
When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.
Altman Z-Score does not apply to banks and insurance companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Byline Bancorp (Byline Bancorp) Business Description
Traded in Other Exchanges
N/A
Address
180 North LaSalle Street, Suite 300, Chicago, IL, USA, 60601
Byline Bancorp Inc is the holding company for Byline Bank, a full-service commercial bank serving small-and-medium-sized businesses, financial sponsors, and consumers. The company offers a broad range of banking products and services to small and medium sized businesses, commercial real estate and online account opening to consumer and business. Also provide trust and wealth management services to our customers. In addition to traditional commercial banking business, company provide small ticket equipment leasing solutions through Byline Financial Group, a wholly-owned subsidiary of Byline Bank.
Executives
| Steven P. Kent |
director |
C/O BYLINE BANCORP, INC., 180 N. LASALLE ST., STE. 300, CHICAGO IL 60601 |
| William G Kistner |
director |
C/O BYLINE BANCORP, INC., 180 NORTH LASALLE STREET, SUITE 300, CHICAGO IL 60601 |
| Herseth Mary Jo S. |
director |
C/O BYLINE BANCORP, INC., 180 N. LASALLE ST., STE. 300, CHICAGO IL 60601 |
| Mbg Investors I, L.p. |
10 percent owner |
180 NORTH LASALLE STREET, SUITE 300, CHICAGO IL 60601 |
| Del Valle Perochena Antonio |
director, 10 percent owner |
180 NORTH LA SALLE STREET, SUITE 300, CHICAGO IL 60601 |
| Carlos Ruiz Sacristan |
director |
PO BOX 1, MEXICO CITY O5 999999999 |
| Pamela C Stewart |
director |
180 N LASALLE ST, SUITE 300, CHICAGO IL 60601 |
| Phillip R. Cabrera |
director |
180 NORTH LA SALLE STREET, SUITE 300, CHICAGO IL 60601 |
| Olano Maria Sherylle A |
officer: SVP, Chief Accounting Officer |
180 N LASALLE ST, SUITE 300, CHICAGO IL 60601 |
| Brogan Ptacin |
officer: Managing Director |
501 WEST NORTH AVENUE, MELROSE PARK IL 60160 |
| Roberto R Herencia |
director |
P.O. BOX 9146, SAN JUAN PR 00908 |
| Michelle Lynn Johnson |
officer: Chief Risk Officer |
C/O BYLINE BANCORP, INC., 180 N. LASALLE ST., SUITE 300, CHICAGO IL 60601 |
| Major Hart Angela E |
officer: EVP, Head of Wealth Management |
180 N. LASALLE ST., SUITE 300, CHICAGO IL 60601 |
| Velez Margarita Hugues |
director |
180 N, SUITE 300, CHICAGO IL 60601 |
| John Barkidjija |
officer: Head of Commercial Banking |
3959 N. LINCOLN AVENUE, CHICAGO IL 60613 |
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