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HBCP (Home Bancorp) GF Value : $41.68 (As of Apr. 28, 2025)


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What is Home Bancorp GF Value?

As of today (2025-04-28), Home Bancorp's share price is $49.88. Home Bancorp's GF Value is $41.68. Therefore, Home Bancorp's Price-to-GF-Value for today is 1.20. Based on the relationship between the current stock price and the GF Value, GuruFocus believes Home Bancorp is Modestly Overvalued.

The GF Value represents the intrinsic value of a stock, determined using GuruFocus' proprietary methodology. The GF Value Line on our stock Summary page provides an estimate of the stock’s fair-trading value.

To calculate this value, GuruFocus follows these steps:

  1. We analyze historical correlations between the stock price and key business performance metrics, such as revenue, earnings, cash flow, and book value.
  2. We identify the metrics that have the strongest historical correlation with the stock price and determine the historical multiples at which the stock has traded relative to these metrics.
  3. Using these historical multiples as a reference, we estimate the stock's fair value while accounting for future business growth. Adjustments may be made based on the company’s past returns and growth trends.

GuruFocus believes that the GF Value Line represents the fair value at which a stock should trade. Stock prices typically fluctuate around this line. If a stock’s price is significantly above the GF Value Line, it is considered overvalued, and its future returns are likely to be lower. Conversely, if the stock price is significantly below the GF Value Line, its future returns are likely to be higher.


Home Bancorp  (NAS:HBCP) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 ratings:

Posssible Evaluations All-in-One Screener Examples (1)
Possible Value Trap, Think TwicePredictable Companies that possibly be Value Traps
Significantly OvervaluedPredictable Companies which are Significantly Overvalued
Modestly OvervaluedPredictable Companies which are Modestly Overvalued
Fairly ValuedPredictable High Quality Companies which are Fairly Valued
Modestly Undervalued (2)Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (2)Predictable High Quality Companies which are Significantly Undervalued

(1) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(2) A sufficient margin of safety exists only when the stock is undervalued.


Possible Value Trap, Think Twice companies are those that appear significantly undervalued based on their Price-to-GF-Value ratio, but whose fundamentals show signs of weakness.

Indicators that a company may be a value trap include:

    * Deteriorating Financial Health: A low Altman Z-scores indicates a higher risk of bankruptcy, or a low Piotroski F-Score.
    * Earnings Manipulation: A high Beneish M-score indicates potential earnings manipulation, raising concerns about the reliability of reported financials.
    * Stagnant or Declining Growth: Lack of revenue or earnings growth, or a recent slowdown, may signal limited future prospects.

Investors should conduct thorough due diligence, examining financial statements and growth indicators, to avoid falling into value traps.


Home Bancorp's Price-to-GF-Value for today is calculated as

Price-to-GF-Value=Share Price/GF Value
=49.88/41.68
=1.20

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Home Bancorp GF Value Related Terms

Thank you for viewing the detailed overview of Home Bancorp's GF Value provided by GuruFocus.com. Please click on the following links to see related term pages.


Home Bancorp Business Description

Traded in Other Exchanges
N/A
Address
503 Kaliste Saloom Road, Lafayette, LA, USA, 70508
Home Bancorp Inc is engaged in attracting deposits from the public and using those funds to invest in loans and securities. The principal sources of funds are customer deposits, repayments of loans, repayments of investments and funds borrowed from outside sources such as the Federal Home Loan Bank of Dallas. These funds are used for the origination of loans, including one-to-four-family first mortgage loans, home equity loans, and lines, commercial real estate loans, construction and land loans, multi-family residential loans, commercial and industrial loans, and consumer loans.
Executives
Daniel G Guidry director HOME BANCORP, INC., 503 KALISTE SALOOM ROAD, LAFAYETTE LA 70508
David T. Kirkley officer: EVP & Chief Financial Officer 503 KALISTE SALOOM ROAD, LAFAYETTE LA 70508
Chris P Rader director 503 KALISTE SALOOM ROAD, LAFAYETTE LA 70508
Donald W Washington director 503 KALISTE SALOOM ROAD, LAFAYETTE LA 70508
John Scott Ballard director 503 KALISTE SALOOM ROAD, LAFAYETTE LA 70508
Ann Forte Trappey director 503 KALISTE SALOOM ROAD, LAFAYETTE LA 70508
Michael P. Maraist director HOME BANCORP, INC., 503 KALISTE SALOOM ROAD, LAFAYETTE LA 70598
Jason Freyou officer: EVP/Chief Operations Officer 503 KALISTE SALOOM ROAD, LAFAYETTE LA 70508
Joseph B Zanco officer: Executive Vice President & CFO 200 WEST CONGRESS STREET, LAFAYETTE LA 70501
John W. Bordelon director, officer: President and CEO HOME BANCORP, INC., 503 KALISTE SALOOM ROAD, LAFAYETTE LA 70508
Darren E. Guidry officer: Executive Vice President HOME BANCORP, INC., 503 KALISTE SALOOM ROAD, LAFAYETTE LA 70508
Blanchet Paul J. Iii director HOME BANCORP, INC., 503 KALISTE SALOOM ROAD, LAFAYETTE LA 70508
Kathy J Bobbs director 503 KALISTE SALOOM ROAD, LAFAYETTE LA 70508
Mark M Cole director HOME BANCORP, INC., 503 KALISTE SALOOM ROAD, LAFAYETTE LA 70508
Marc W Judice director HOME BANCORP INC, 503 KALISTE SALOOM ROAD, LAFAYETTE LA 70598