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THG (The Hanover Insurance Group) EV-to-FCF : 8.86 (As of Nov. 08, 2024)


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What is The Hanover Insurance Group EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, The Hanover Insurance Group's Enterprise Value is $5,991 Mil. The Hanover Insurance Group's Free Cash Flow for the trailing twelve months (TTM) ended in Sep. 2024 was $676 Mil. Therefore, The Hanover Insurance Group's EV-to-FCF for today is 8.86.

The historical rank and industry rank for The Hanover Insurance Group's EV-to-FCF or its related term are showing as below:

THG' s EV-to-FCF Range Over the Past 10 Years
Min: 5.61   Med: 7.77   Max: 15.86
Current: 8.86

During the past 13 years, the highest EV-to-FCF of The Hanover Insurance Group was 15.86. The lowest was 5.61. And the median was 7.77.

THG's EV-to-FCF is ranked better than
52.67% of 393 companies
in the Insurance industry
Industry Median: 9.55 vs THG: 8.86

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2024-11-08), The Hanover Insurance Group's stock price is $156.35. The Hanover Insurance Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2024 was $10.080. Therefore, The Hanover Insurance Group's PE Ratio (TTM) for today is 15.51.


The Hanover Insurance Group EV-to-FCF Historical Data

The historical data trend for The Hanover Insurance Group's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

The Hanover Insurance Group EV-to-FCF Chart

The Hanover Insurance Group Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.64 7.09 6.38 7.51 13.76

The Hanover Insurance Group Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.83 13.76 13.83 9.81 8.41

Competitive Comparison of The Hanover Insurance Group's EV-to-FCF

For the Insurance - Property & Casualty subindustry, The Hanover Insurance Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Hanover Insurance Group's EV-to-FCF Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, The Hanover Insurance Group's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where The Hanover Insurance Group's EV-to-FCF falls into.



The Hanover Insurance Group EV-to-FCF Calculation

The Hanover Insurance Group's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=5990.614/676.2
=8.86

The Hanover Insurance Group's current Enterprise Value is $5,991 Mil.
The Hanover Insurance Group's Free Cash Flow for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $676 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


The Hanover Insurance Group  (NYSE:THG) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

The Hanover Insurance Group's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=156.35/10.080
=15.51

The Hanover Insurance Group's share price for today is $156.35.
The Hanover Insurance Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $10.080.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


The Hanover Insurance Group EV-to-FCF Related Terms

Thank you for viewing the detailed overview of The Hanover Insurance Group's EV-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


The Hanover Insurance Group Business Description

Traded in Other Exchanges
Address
440 Lincoln Street, Worcester, MA, USA, 01653
The Hanover Insurance Group Inc is a holding company whose primary business is offering property and casualty insurance products and services. The company markets itself through independent agents and brokers in the United States while conducting business internationally through a wholly owned subsidiary, Chaucer Holdings Limited, domiciled in the United Kingdom. The company conducts business operations through three operating segments: Commercial Lines, Personal Lines, and Other. The company operates an investment portfolio that is exposed to fixed-income securities.
Executives
Jeffrey M Farber officer: Executive Vice President C/O THE HANOVER INSURANCE GROUP, 440 LINCOLN STREET, WORCESTER MA 01653
Richard W Lavey officer: Vice President of Subsidiary THE HANOVER INSURANCE GROUP, INC., 440 LINCOLN STREET, WORCESTER MA 01653
Warren E Barnes officer: Vice President of Subsidiary THE HANOVER INSURANCE GROUP, INC., 440 LINCOLN STREET, WORCESTER MA 01653
Kathy S Lane director C/O GILLETTE COMPANY, PRUDENTIAL TOWER BUILDING, BOSTON MA 02199
Jane D Carlin director C/O PHH CORPORATION, 3000 LEADENHALL ROAD, MT. LAUREL NJ 08054
Willard T Lee officer: Senior Vice President 440 LINCOLN STREET, WORCESTER MA 01653
David John Lovely officer: Executive Vice President 440 LINCOLN STREET, WORCESTER MA 01653
Mark Joseph Welzenbach officer: Senior Vice President C/O THE HANOVER INSURANCE GROUP, INC., 440 LINCOLN STREET (S-316), WORCESTER MA 01653
Elizabeth A Ward director 440 LINCOLN STREET, WORCESTER MA 01653
Francisco Aristeguieta director 388 GREENWICH STREET, 17TH FLOOR, NEW YORK NY 10013
John C Roche officer: Vice President C/O THE HANOVER INSURANCE GROUP, INC., 440 LINCOLN STREET, WORCESTER MA 01653
Bryan J Salvatore officer: Executive Vice President 440 LINCOLN STREET, N435, WORCESTER MA 01653
J Paul Condrin director 440 LINCOLN STREET, WORCESTER MA 01653
Bunting Theodore H Jr director P. O. BOX 61000, NEW ORLEANS LA 70161
Dennis Francis Kerrigan officer: Executive Vice President 440 LINCOLN STREET, E-10, WORCESTER MA 01653