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Union Bancaire Pour Le Commerce Et I` Industrie Bourse (XTUN:UBCI) Effective Interest Rate on Debt % : 264.83% (As of Jun. 2024)


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What is Union Bancaire Pour Le Commerce Et I` Industrie Bourse Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Union Bancaire Pour Le Commerce Et I` Industrie Bourse's annualized positive value of Interest Expense for the quarter that ended in Jun. 2024 was TND1,894 Mil. Union Bancaire Pour Le Commerce Et I` Industrie Bourse's average total debt for the quarter that ended in Jun. 2024 was TND715 Mil. Therefore, Union Bancaire Pour Le Commerce Et I` Industrie Bourse's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2024 was 264.83%.

Union Bancaire Pour Le Commerce Et I` Industrie Bourse Effective Interest Rate on Debt % Historical Data

The historical data trend for Union Bancaire Pour Le Commerce Et I` Industrie Bourse's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Union Bancaire Pour Le Commerce Et I` Industrie Bourse Effective Interest Rate on Debt % Chart

Union Bancaire Pour Le Commerce Et I` Industrie Bourse Annual Data
Trend Dec20 Dec21 Dec22 Dec23
Effective Interest Rate on Debt %
54.42 65.87 112.68 180.63

Union Bancaire Pour Le Commerce Et I` Industrie Bourse Semi-Annual Data
Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24
Effective Interest Rate on Debt % Get a 7-Day Free Trial 90.80 112.56 157.68 208.89 264.83

Competitive Comparison of Union Bancaire Pour Le Commerce Et I` Industrie Bourse's Effective Interest Rate on Debt %

For the Banks - Regional subindustry, Union Bancaire Pour Le Commerce Et I` Industrie Bourse's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Union Bancaire Pour Le Commerce Et I` Industrie Bourse's Effective Interest Rate on Debt % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Union Bancaire Pour Le Commerce Et I` Industrie Bourse's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Union Bancaire Pour Le Commerce Et I` Industrie Bourse's Effective Interest Rate on Debt % falls into.


Union Bancaire Pour Le Commerce Et I` Industrie Bourse Effective Interest Rate on Debt % Calculation

Union Bancaire Pour Le Commerce Et I` Industrie Bourse's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2023 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2022 )+Total Debt  (A: Dec. 2023 ))/ count )
=-1  *  -1579.312/( (978.127+770.525)/ 2 )
=-1  *  -1579.312/874.326
=180.63 %

where

Total Debt  (A: Dec. 2022 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=978.127 + 0
=978.127

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=770.525 + 0
=770.525

Union Bancaire Pour Le Commerce Et I` Industrie Bourse's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2023 )+Total Debt  (Q: Jun. 2024 ))/ count )
=-1  *  -1893.918/( (770.525+659.784)/ 2 )
=-1  *  -1893.918/715.1545
=264.83 %

where

Total Debt  (Q: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=770.525 + 0
=770.525

Total Debt  (Q: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=659.784 + 0
=659.784

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jun. 2024) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

Union Bancaire Pour Le Commerce Et I` Industrie Bourse  (XTUN:UBCI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Union Bancaire Pour Le Commerce Et I` Industrie Bourse Effective Interest Rate on Debt % Related Terms

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Union Bancaire Pour Le Commerce Et I` Industrie Bourse Business Description

Industry
GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Union Bancaire Pour Le Commerce Et I` Industrie Bourse (XTUN:UBCI) » Definitions » Effective Interest Rate on Debt %
Comparable Companies
XTUN:UIB XTUN:BT XTUN:TJARI CAR:BPV CAR:MVZ.A CAR:BNC NSE:HDFCBANK SHSE:600036 NSE:ICICIBANK SAU:1120 ISX:BBCA XPAR:BNP MIC:SBER SGX:D05 NSE:SBIN HKSE:01658 SAU:1180 BSP:ITUB3 USB ISX:BBRI
Traded in Other Exchanges
N/A
Address
139 Liberty Avenue, Belvedere, Tunis, TUN, 1002
Website
http://www.ubci.tn
Union Bancaire Pour Le Commerce Et I` Industrie Bourse engages in the provision of banking and financial services. It offers private, corporate, and institutional banking solutions; cash management; investment banking; international trade; and financial engineering and services such as credit cards and insurances.

Union Bancaire Pour Le Commerce Et I` Industrie Bourse Headlines

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