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AUB (Atlantic Union Bankshares) Cyclically Adjusted PB Ratio : 0.76 (As of Apr. 25, 2025)


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What is Atlantic Union Bankshares Cyclically Adjusted PB Ratio?

As of today (2025-04-25), Atlantic Union Bankshares's current share price is $26.46. Atlantic Union Bankshares's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2024 was $34.69. Atlantic Union Bankshares's Cyclically Adjusted PB Ratio for today is 0.76.

The historical rank and industry rank for Atlantic Union Bankshares's Cyclically Adjusted PB Ratio or its related term are showing as below:

AUB' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.69   Med: 1.34   Max: 2.02
Current: 0.76

During the past years, Atlantic Union Bankshares's highest Cyclically Adjusted PB Ratio was 2.02. The lowest was 0.69. And the median was 1.34.

AUB's Cyclically Adjusted PB Ratio is ranked better than
68.78% of 1259 companies
in the Banks industry
Industry Median: 0.97 vs AUB: 0.76

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Atlantic Union Bankshares's adjusted book value per share data for the three months ended in Dec. 2024 was $35.008. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $34.69 for the trailing ten years ended in Dec. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Atlantic Union Bankshares Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Atlantic Union Bankshares's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Atlantic Union Bankshares Cyclically Adjusted PB Ratio Chart

Atlantic Union Bankshares Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.33 1.32 1.13 1.10 1.09

Atlantic Union Bankshares Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.10 1.04 0.96 1.09 1.09

Competitive Comparison of Atlantic Union Bankshares's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, Atlantic Union Bankshares's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Atlantic Union Bankshares's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Atlantic Union Bankshares's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Atlantic Union Bankshares's Cyclically Adjusted PB Ratio falls into.


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Atlantic Union Bankshares Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Atlantic Union Bankshares's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=26.46/34.69
=0.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Atlantic Union Bankshares's Cyclically Adjusted Book per Share for the quarter that ended in Dec. 2024 is calculated as:

For example, Atlantic Union Bankshares's adjusted Book Value per Share data for the three months ended in Dec. 2024 was:

Adj_Book=Book Value per Share/CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=35.008/133.1571*133.1571
=35.008

Current CPI (Dec. 2024) = 133.1571.

Atlantic Union Bankshares Quarterly Data

Book Value per Share CPI Adj_Book
201503 21.856 99.621 29.214
201506 21.904 100.684 28.969
201509 22.116 100.392 29.334
201512 22.225 99.792 29.656
201603 22.369 100.470 29.646
201606 22.678 101.688 29.696
201609 22.981 101.861 30.042
201612 22.955 101.863 30.007
201703 23.252 102.862 30.100
201706 23.586 103.349 30.389
201709 23.814 104.136 30.451
201712 23.920 104.011 30.623
201803 27.788 105.290 35.143
201806 28.282 106.317 35.422
201809 28.493 106.507 35.623
201812 29.170 105.998 36.644
201903 29.980 107.251 37.222
201906 30.605 108.070 37.710
201909 31.116 108.329 38.247
201912 31.413 108.420 38.580
202003 30.815 108.902 37.678
202006 33.261 108.767 40.719
202009 33.800 109.815 40.985
202012 34.401 109.897 41.682
202103 34.296 111.754 40.864
202106 35.255 114.631 40.953
202109 35.617 115.734 40.979
202112 35.815 117.630 40.543
202203 33.160 121.301 36.401
202206 32.017 125.017 34.102
202209 30.534 125.227 32.468
202212 31.756 125.222 33.768
202303 32.539 127.348 34.023
202306 32.325 128.729 33.437
202309 31.850 129.860 32.659
202312 34.072 129.419 35.056
202403 33.811 131.776 34.165
202406 33.903 132.554 34.057
202409 35.447 133.029 35.481
202412 35.008 133.157 35.008

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Atlantic Union Bankshares  (NYSE:AUB) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Atlantic Union Bankshares Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Atlantic Union Bankshares's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Atlantic Union Bankshares Business Description

Traded in Other Exchanges
Address
4300 Cox Road, Glen Allen, VA, USA, 23060
Atlantic Union Bankshares Corp is a financial holding company and a bank holding company. Through its community bank subsidiary, the company provides financial services, including banking, trust, and wealth management. The bank is a full-service community bank offering consumers and businesses a wide range of banking and related financial services, including checking, savings, certificates of deposit, and other depository services, as well as loans for commercial, industrial, residential mortgage, and consumer purposes. The company operates through two reportable operating segments: Wholesale Banking and Consumer Banking, with corporate support functions such as corporate treasury and others included in Corporate Other. It derives maximum revenue from Wholesale Banking.
Executives
Frank Russell Ellett director C/O ATLANTIC UNION BANKSHARES CORPORATIO, 1051 EAST CARY STREET, STE 1200, RICHMOND VA 23219
Clare Miller officer: EVP & CHRO C/O ATLANTIC UNION BANKSHARES CORPORATIO, 1051 EAST CARY STREET, RICHMOND VA 23219
Rachael R Lape officer: EVP & General Counsel C/OATLANTIC UNION BANKSHARES CORPORATION, 1051 EAST CARY ST, STE 1200, RICHMOND VA 23219
Woolley Douglas F. Jr. officer: EVP & CCO C/OATLANTIC UNION BANKSHARES CORPORATION, 1051 EAST CARY ST., STE 1200, RICHMOND VA 23219
Matthew L. Linderman officer: EVP & CIO C/O ATLANTIC UNION BANKSHARES CORPORATIO, 1051 EAST CART STREET, STE 1200, RICHMOND VA 23219
Maria P Tedesco officer: EVP; President, Bank C/O UNION BANK & TRUST, 1051 E. CARY STREET, STE 1200, RICHMOND VA 23219
John C Asbury officer: President C/O UNION BANKSHARES CORPORATION, 1051 EAST CARY STREET, SUITE 1200, RICHMOND VA 23219
Robert Michael Gorman officer: EVP 1051 EAST CARY STREET, SUITE 1200, THREE JAMES CENTER, RICHMOND VA 23219
Sherry Williams officer: EVP & Chief Risk Officer 275 SEVENTH AVE., NEW YORK NY 10001
Heather Cox director 804 CARNEGIE CENTER, PRINCETON NJ 08540
Ronald L Tillett director 951 E, BYRD STREET, SUITE 930, RICHMOND VA 23219
Rilla S Delorier director 5415 EVERGREEN WAY, EVERETT WA 98203
Frederick Blair Wimbush director C/O UNION BANK & TRUST, 1051 E. CARY STREET, STE 1200, RICHMOND VA 23219
Susan E Pfautz officer: SVP & Interim Chief HR Officer ATLANTIC UNION BANKSHARES, 1051 EAST CARY ST, STE 1200, RICHMOND VA 23219
Loreen A. Lagatta officer: EVP C/O UNION BANKSHARES CORPORATION, 1051 EAST CARY STREET, STE 1200, RICHMOND VA 23219