Business Description
Community Financial System Inc
NAICS : 522110
SIC : 6021
ISIN : US2036071064
Share Class Description:
CBU: Ordinary SharesDescription
Community Financial System Inc Formerly Community Bank System Inc is a financial holding company. The company predominantly operates through two wholly-owned subsidiaries: Community Bank, N.A. and Benefit Plans Administrative Services. Community Bank's business is operating a community bank providing a broad array of banking and financial services. These are offered chiefly to retail, commercial, and municipal customers in non-metropolitan markets, including small towns in upstate New York and Northeastern Pennsylvania. The company has historically relied on acquisitions to fuel growth, in addition to growing organically. A majority of its loan portfolio is tilted toward the consumer market on an installment, line of credit, or residential mortgage loan basis.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.86 | |||||
| Equity-to-Asset | 0.1 | |||||
| Debt-to-Equity | 0.24 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 7/9 | |||||
| Beneish M-Score | -9.12 | |||||
| WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 2.8 | |||||
| 3-Year EPS without NRI Growth Rate | 1.4 | |||||
| 3-Year FCF Growth Rate | 8.1 | |||||
| 3-Year Book Growth Rate | -6.7 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 74.72 | |||||
| 9-Day RSI | 71.43 | |||||
| 14-Day RSI | 66.12 | |||||
| 6-1 Month Momentum % | -0.74 | |||||
| 12-1 Month Momentum % | -6.88 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 3.68 | |||||
| Dividend Payout Ratio | 0.52 | |||||
| 3-Year Dividend Growth Rate | 2.4 | |||||
| Forward Dividend Yield % | 3.7 | |||||
| 5-Year Yield-on-Cost % | 4.45 | |||||
| 3-Year Average Share Buyback Ratio | 0.2 | |||||
| Shareholder Yield % | 2.53 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 23.69 | |||||
| FCF Margin % | 30.34 | |||||
| ROE % | 10.23 | |||||
| ROA % | 1.08 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 15.31 | |||||
| Forward PE Ratio | 14.97 | |||||
| PE Ratio without NRI | 14.19 | |||||
| Shiller PE Ratio | 14.06 | |||||
| Price-to-Owner-Earnings | 12.91 | |||||
| PS Ratio | 3.7 | |||||
| PB Ratio | 1.55 | |||||
| Price-to-Tangible-Book | 3.41 | |||||
| Price-to-Free-Cash-Flow | 12.18 | |||||
| Price-to-Operating-Cash-Flow | 11.28 | |||||
| EV-to-Revenue | 3.72 | |||||
| EV-to-Forward-Revenue | 5.36 | |||||
| EV-to-FCF | 12.27 | |||||
| Price-to-Projected-FCF | 0.8 | |||||
| Price-to-Median-PS-Value | 0.7 | |||||
| Price-to-Graham-Number | 1.47 | |||||
| FCF Yield % | 8.33 | |||||
| Forward Rate of Return (Yacktman) % | 2.72 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return %
Total Annual Return %
Community Financial System Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 704.869 | ||
| EPS (TTM) ($) | 3.18 | ||
| Beta | 0.68 | ||
| Volatility % | 37.23 | ||
| 14-Day RSI | 66.12 | ||
| 14-Day ATR ($) | 1.016133 | ||
| 20-Day SMA ($) | 46.425 | ||
| 12-1 Month Momentum % | -6.88 | ||
| 52-Week Range ($) | 35.38 - 55.64 | ||
| Shares Outstanding (Mil) | 52.77 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Community Financial System Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Community Financial System Inc Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Community Financial System Inc Frequently Asked Questions
What is Community Financial System Inc(CBU)'s stock price today?
The current price of CBU is $48.67. The 52 week high of CBU is $55.64 and 52 week low is $35.38.
When is next earnings date of Community Financial System Inc(CBU)?
The next earnings date of Community Financial System Inc(CBU) is 2024-07-31 Est..
Does Community Financial System Inc(CBU) pay dividends? If so, how much?
The Dividend Yield % of Community Financial System Inc(CBU) is 3.68% (As of Today), Highest Dividend Payout Ratio of Community Financial System Inc(CBU) was 0.53. The lowest was 0.43. And the median was 0.48. The Forward Dividend Yield % of Community Financial System Inc(CBU) is 3.7%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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