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TFS Financial (TFS Financial) Cyclically Adjusted Price-to-FCF : 33.73 (As of Jun. 09, 2024)


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What is TFS Financial Cyclically Adjusted Price-to-FCF?

As of today (2024-06-09), TFS Financial's current share price is $12.48. TFS Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 was $0.37. TFS Financial's Cyclically Adjusted Price-to-FCF for today is 33.73.

The historical rank and industry rank for TFS Financial's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

TFSL' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 20.46   Med: 35.5   Max: 54.88
Current: 33.41

During the past years, TFS Financial's highest Cyclically Adjusted Price-to-FCF was 54.88. The lowest was 20.46. And the median was 35.50.

TFSL's Cyclically Adjusted Price-to-FCF is ranked worse than
95.3% of 829 companies
in the Banks industry
Industry Median: 7.33 vs TFSL: 33.41

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

TFS Financial's adjusted free cash flow per share data for the three months ended in Mar. 2024 was $0.048. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $0.37 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


TFS Financial Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for TFS Financial's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

TFS Financial Cyclically Adjusted Price-to-FCF Chart

TFS Financial Annual Data
Trend Sep14 Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 44.38 35.82 46.73 33.27 31.41

TFS Financial Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 32.76 33.22 31.41 41.59 33.62

Competitive Comparison of TFS Financial's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, TFS Financial's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TFS Financial's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, TFS Financial's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where TFS Financial's Cyclically Adjusted Price-to-FCF falls into.



TFS Financial Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

TFS Financial's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=12.48/0.37
=33.73

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TFS Financial's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, TFS Financial's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2024 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.048/131.7762*131.7762
=0.048

Current CPI (Mar. 2024) = 131.7762.

TFS Financial Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201406 0.079 100.560 0.104
201409 0.060 100.428 0.079
201412 0.238 99.070 0.317
201503 -0.081 99.621 -0.107
201506 0.090 100.684 0.118
201509 0.082 100.392 0.108
201512 0.232 99.792 0.306
201603 -0.112 100.470 -0.147
201606 0.045 101.688 0.058
201609 0.101 101.861 0.131
201612 0.345 101.863 0.446
201703 -0.119 102.862 -0.152
201706 0.059 103.349 0.075
201709 0.061 104.136 0.077
201712 0.339 104.011 0.429
201803 -0.166 105.290 -0.208
201806 0.048 106.317 0.059
201809 0.081 106.507 0.100
201812 0.121 105.998 0.150
201903 0.028 107.251 0.034
201906 0.103 108.070 0.126
201909 0.106 108.329 0.129
201912 0.104 108.420 0.126
202003 0.116 108.902 0.140
202006 0.099 108.767 0.120
202009 0.108 109.815 0.130
202012 0.085 109.897 0.102
202103 0.069 111.754 0.081
202106 0.277 114.631 0.318
202109 -0.137 115.734 -0.156
202112 0.026 117.630 0.029
202203 0.117 121.301 0.127
202206 0.034 125.017 0.036
202209 -0.048 125.227 -0.051
202212 0.276 125.222 0.290
202303 -0.130 127.348 -0.135
202306 0.116 128.729 0.119
202309 0.046 129.860 0.047
202312 0.128 129.419 0.130
202403 0.048 131.776 0.048

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


TFS Financial  (NAS:TFSL) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


TFS Financial Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of TFS Financial's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


TFS Financial (TFS Financial) Business Description

Industry
Traded in Other Exchanges
Address
7007 Broadway Avenue, Cleveland, OH, USA, 44105
TFS Financial Corp is the holding company for the Third Federal Savings and Loan Association of Cleveland. The company's ownership in the savings and loan association is its primary business activity. The association's principal business consists of originating and servicing residential real estate mortgage loans and attracting retail savings deposits. It does so by offering products with competitive rates and yields. The company also operates Third Capital, a wholly owned subsidiary that serves as a holding company or as an investor in vehicles such as private equity funds. Third Capital has interests in lease transactions of commercial buildings, title agencies providing escrow and settlement services, and reinsurance of private mortgage insurance on residential loans.
Executives
Daniel Fabian Weir director 7007 BROADWAY AVE, CLEVELAND OH 44105
Russell Clay Holmes officer: Chief Retail Officer 7007 BROADWAY, CLEVELAND OH 44105
Meredith S Weil officer: Chief Retail Officer 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Ashley H Williams director 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Benjamin Stefanski Gavin officer: Chief Lending Officer 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Marc A Stefanski director, officer: Chairman, President and CEO 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Barbara J. Anderson director 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Anthony J Asher director 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Timothy W Mulhern officer: Finance Manager - Future CFO 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Martin J Cohen director 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Bradley Taylor Stefanski officer: Chief Strategy Officer 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Paul J Huml officer: Chief Operating Officer 7007 BROADWAY AVENUE, CLEVELAND OH 44105
Robert A Fiala director 7007 BROADWAY AVENUE, CLEVELAND OH 44105
William C Mulligan director 201 EAST SANDPOINTE, 8TH FLOOR, SANTA ANA CA 92707
Susanne Noel Miller officer: Chief Accounting Officer 7007 BROADWAY AVENUE, CLEVELAND OH 44105

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