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Fair Isaac (Fair Isaac) Cyclically Adjusted PB Ratio : 457.93 (As of Jun. 04, 2024)


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What is Fair Isaac Cyclically Adjusted PB Ratio?

As of today (2024-06-04), Fair Isaac's current share price is $1300.51. Fair Isaac's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2024 was $2.84. Fair Isaac's Cyclically Adjusted PB Ratio for today is 457.93.

The historical rank and industry rank for Fair Isaac's Cyclically Adjusted PB Ratio or its related term are showing as below:

FICO' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 3.22   Med: 15.52   Max: 496.95
Current: 455.84

During the past years, Fair Isaac's highest Cyclically Adjusted PB Ratio was 496.95. The lowest was 3.22. And the median was 15.52.

FICO's Cyclically Adjusted PB Ratio is ranked worse than
100% of 1395 companies
in the Software industry
Industry Median: 2.58 vs FICO: 455.84

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Fair Isaac's adjusted book value per share data for the three months ended in Mar. 2024 was $-29.720. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $2.84 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Fair Isaac Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Fair Isaac's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Fair Isaac Cyclically Adjusted PB Ratio Chart

Fair Isaac Annual Data
Trend Sep14 Sep15 Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.76 31.35 29.98 41.68 164.54

Fair Isaac Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 93.42 126.09 164.54 289.35 440.26

Competitive Comparison of Fair Isaac's Cyclically Adjusted PB Ratio

For the Software - Application subindustry, Fair Isaac's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fair Isaac's Cyclically Adjusted PB Ratio Distribution in the Software Industry

For the Software industry and Technology sector, Fair Isaac's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Fair Isaac's Cyclically Adjusted PB Ratio falls into.



Fair Isaac Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Fair Isaac's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=1300.51/2.84
=457.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fair Isaac's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Fair Isaac's adjusted Book Value per Share data for the three months ended in Mar. 2024 was:

Adj_Book=Book Value per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=-29.72/131.7762*131.7762
=-29.720

Current CPI (Mar. 2024) = 131.7762.

Fair Isaac Quarterly Data

Book Value per Share CPI Adj_Book
201406 14.585 100.560 19.113
201409 14.186 100.428 18.614
201412 12.710 99.070 16.906
201503 12.151 99.621 16.073
201506 12.739 100.684 16.673
201509 13.966 100.392 18.332
201512 13.457 99.792 17.770
201603 13.652 100.470 17.906
201606 13.829 101.688 17.921
201609 14.444 101.861 18.686
201612 13.541 101.863 17.518
201703 13.794 102.862 17.671
201706 14.087 103.349 17.962
201709 14.104 104.136 17.848
201712 12.750 104.011 16.154
201803 12.425 105.290 15.551
201806 10.050 106.317 12.457
201809 9.906 106.507 12.256
201812 7.843 105.998 9.750
201903 8.517 107.251 10.465
201906 9.274 108.070 11.308
201909 10.011 108.329 12.178
201912 8.256 108.420 10.035
202003 7.364 108.902 8.911
202006 8.527 108.767 10.331
202009 11.379 109.815 13.655
202012 11.086 109.897 13.293
202103 7.746 111.754 9.134
202106 4.398 114.631 5.056
202109 -4.024 115.734 -4.582
202112 -20.306 117.630 -22.748
202203 -25.534 121.301 -27.739
202206 -33.561 125.017 -35.376
202209 -31.881 125.227 -33.548
202212 -31.886 125.222 -33.555
202303 -30.812 127.348 -31.883
202306 -28.281 128.729 -28.951
202309 -27.775 129.860 -28.185
202312 -29.172 129.419 -29.703
202403 -29.720 131.776 -29.720

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Fair Isaac  (NYSE:FICO) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Fair Isaac Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Fair Isaac's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Fair Isaac (Fair Isaac) Business Description

Industry
Traded in Other Exchanges
Address
5 West Mendenhall, Suite 105, Bozeman, MT, USA, 59715
Founded in 1956, Fair Isaac Corporation is a leading applied analytics company. Fair Isaac is primarily known for its FICO credit scores, which is a widely used industry benchmark to determine the creditworthiness of an individual consumer. The firm's credit scores business accounts for most of the firm's profits and consists of business-to-business and business-to-consumer offerings. In addition to scores, Fair Isaac also sells software primarily to financial institutions for areas such as analytics, decision-making, customer workflows, and fraud.
Executives
Steven P. Weber officer: Interim Chief Financial Ofc. 5 WEST MENDENHALL, SUITE 105, BOZEMAN MT 59715
Eva Manolis director C/O SHUTTERFLY, INC., 2800 BRIDGE PARKWAY, REDWOOD CITY CA 94065
David A Rey director 181 METRO DRIVE, SAN JOSE CA 95110
Michael S Leonard officer: CAO and Vice President 181 METRO DRIVE, SAN JOSE CA 95110
Joanna Rees director LEAPFROG ENTERPRISES, INC., 6401 HOLLIS STREET SUITE 100, EMERYVILLE CA 94608
Braden R Kelly director 181 METRO DRIVE, SAN JOSE CA 95110
Marc F Mcmorris director 181 METRO DRIVE, SAN JOSE CA 95110
James M Wehmann officer: Executive Vice President 181 METRO DRIVE, SAN JOSE CA 95110
Henry Tayloe Stansbury director C/O COUPA SOFTWARE INC., 1855 S. GRANT STREET, SAN MATEO CA 94402
Nikhil Behl officer: Executive Vice President 601 108TH AVENUE NE, SUITE 1200, BELLEVUE WA 98004
Stephanie Covert officer: Executive Vice President 181 METRO DR., SAN JOSE CA 95110
James Kirsner director 5858 HORTON STREET, SUITE 350, EMERYVILLE CA 94608
Thomas A. Bowers officer: Executive Vice President 181 METRO DR., #600, SAN JOSE CA 95110
Richard Deal officer: Vice President 181 METRO DRIVE, SAN JOSE CA 95110
Mark R Scadina officer: V.P., General Counsel & Sec. 181 METRO DRIVE, SAN JOSE CA 95110