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SuryaJyoti Life Insurance Co (XNEP:SJLIC) Cyclically Adjusted Book per Share : NPR385.32 (As of Jan. 2025)


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What is SuryaJyoti Life Insurance Co Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

SuryaJyoti Life Insurance Co's adjusted book value per share for the three months ended in Jan. 2025 was NPR246.986. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is NPR385.32 for the trailing ten years ended in Jan. 2025.

During the past 12 months, SuryaJyoti Life Insurance Co's average Cyclically Adjusted Book Growth Rate was 0.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2025-03-03), SuryaJyoti Life Insurance Co's current stock price is NPR488.20. SuryaJyoti Life Insurance Co's Cyclically Adjusted Book per Share for the quarter that ended in Jan. 2025 was NPR385.32. SuryaJyoti Life Insurance Co's Cyclically Adjusted PB Ratio of today is 1.27.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of SuryaJyoti Life Insurance Co was 1.56. The lowest was 0.99. And the median was 1.18.


SuryaJyoti Life Insurance Co Cyclically Adjusted Book per Share Historical Data

The historical data trend for SuryaJyoti Life Insurance Co's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

SuryaJyoti Life Insurance Co Cyclically Adjusted Book per Share Chart

SuryaJyoti Life Insurance Co Annual Data
Trend Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 299.43 386.07 379.82

SuryaJyoti Life Insurance Co Quarterly Data
Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 384.51 384.75 379.82 380.85 385.32

Competitive Comparison of SuryaJyoti Life Insurance Co's Cyclically Adjusted Book per Share

For the Insurance - Reinsurance subindustry, SuryaJyoti Life Insurance Co's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SuryaJyoti Life Insurance Co's Cyclically Adjusted PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, SuryaJyoti Life Insurance Co's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where SuryaJyoti Life Insurance Co's Cyclically Adjusted PB Ratio falls into.



SuryaJyoti Life Insurance Co Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, SuryaJyoti Life Insurance Co's adjusted Book Value per Share data for the three months ended in Jan. 2025 was:

Adj_Book= Book Value per Share /CPI of Jan. 2025 (Change)*Current CPI (Jan. 2025)
=246.986/134.0288*134.0288
=246.986

Current CPI (Jan. 2025) = 134.0288.

SuryaJyoti Life Insurance Co Quarterly Data

Book Value per Share CPI Adj_Book
201504 130.672 99.824 175.448
201507 118.744 100.691 158.059
201510 124.785 100.346 166.670
201601 134.784 99.957 180.726
201604 144.380 100.947 191.696
201607 57.430 101.524 75.818
201610 178.269 101.988 234.274
201701 189.090 102.456 247.359
201704 217.242 103.167 282.228
201707 53.112 103.278 68.926
201710 189.400 104.070 243.923
201801 194.366 104.578 249.103
201804 207.968 105.708 263.686
201807 239.440 106.324 301.831
201810 261.984 106.695 329.101
201901 274.489 106.200 346.416
201904 291.787 107.818 362.720
201907 321.521 108.250 398.088
201910 350.809 108.577 433.043
202001 362.202 108.841 446.023
202004 380.645 108.173 471.626
202007 413.981 109.318 507.562
202010 445.250 109.861 543.201
202101 492.676 110.364 598.317
202104 530.173 112.673 630.661
202107 559.001 115.183 650.463
202110 597.812 116.696 686.606
202201 568.098 118.619 641.898
202204 592.258 121.978 650.769
202207 623.802 125.002 668.849
202210 653.282 125.734 696.377
202301 1,086.382 126.223 1,153.565
202304 1,145.199 127.992 1,199.212
202307 159.948 128.974 166.216
202310 147.565 129.810 152.361
202401 149.781 130.124 154.275
202404 150.836 132.289 152.819
202407 139.837 132.708 141.229
202410 143.591 133.182 144.504
202501 246.986 134.029 246.986

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


SuryaJyoti Life Insurance Co  (XNEP:SJLIC) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

SuryaJyoti Life Insurance Co's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=488.20/385.32
=1.27

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of SuryaJyoti Life Insurance Co was 1.56. The lowest was 0.99. And the median was 1.18.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


SuryaJyoti Life Insurance Co Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of SuryaJyoti Life Insurance Co's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


SuryaJyoti Life Insurance Co Business Description

Traded in Other Exchanges
N/A
Address
Shanta Plaza, Gyaneshwor, Kathmandu, NPL
SuryaJyoti Life Insurance Co Ltd is a insurance company. It provides insurance and reinsurance services. The company's operating segment includes Endowment; Anticipated Endowment; Endowment Cum Whole Life; Whole Life; Foreign Employment Term; Other Term; Special Term and others. It generates maximum revenue from the Endowment segment.

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