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PDLB (Ponce Financial Group) Capital Adequacy Tier - Leverage Ratio % : 17.81% (As of Sep. 2024)


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What is Ponce Financial Group Capital Adequacy Tier - Leverage Ratio %?

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. This ratio is a measure of a bank's financial health and suggests how leveraged a bank is based on its assets. A higher ratio indicates stronger financial footing.

Ponce Financial Group's Capital Adequacy Tier - Leverage Ratio % for the quarter that ended in Sep. 2024 was 17.81% , which is lower than 17.88% for the pervious quarter ended in Jun. 2024.

Ponce Financial Group's Capital Adequacy Tier - Leverage Ratio % for the annual that ended in Dec. 2023 was 19.71% , which is lower than 26.29% for the pervious year ended in Dec. 2022.

The historical rank and industry rank for Ponce Financial Group's Capital Adequacy Tier - Leverage Ratio % or its related term are showing as below:

PDLB's Capital Adequacy Tier - Leverage Ratio % is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Capital Adequacy Tier - Leverage Ratio % only.

Ponce Financial Group Capital Adequacy Tier - Leverage Ratio % Historical Data

The historical data trend for Ponce Financial Group's Capital Adequacy Tier - Leverage Ratio % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Ponce Financial Group Capital Adequacy Tier - Leverage Ratio % Chart

Ponce Financial Group Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23
Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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Ponce Financial GroupQuarterly Data
Trend Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Capital Adequacy Tier - Leverage Ratio %
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Capital Adequacy Tier - Tier 1 Ratio %
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Capital Adequacy Tier - Total Capital Ratio %
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Efficiency Overhead Ratio %
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Net Charge Offs to Average Loans %
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Competitive Comparison of Ponce Financial Group's Capital Adequacy Tier - Leverage Ratio %

For the Banks - Regional subindustry, Ponce Financial Group's Capital Adequacy Tier - Leverage Ratio %, along with its competitors' market caps and Capital Adequacy Tier - Leverage Ratio % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ponce Financial Group  (NAS:PDLB) Capital Adequacy Tier - Leverage Ratio % Calculation

Capital Adequacy Tier - Leverage Ratio % is calculated as

Capital Adequacy Tier - Leverage Ratio %=Capital / Total Assets

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Ponce Financial Group  (NAS:PDLB) Capital Adequacy Tier - Leverage Ratio % Explanation

Capital Adequacy Tier - Leverage Ratio % measures a bank's capital relative to its total assets. In this situation, total assets means a bank's total exposures, which include its consolidated assets, derivative exposure and certain off-balance sheet exposures.

The leverage ratio is used by regulators to ensure the capital adequacy of banks and to limit the degree to which banks can leverage its capital base. The higher the leverage ratio is, the more likely a bank can withstand negative shocks to its balance sheet.


Ponce Financial Group Capital Adequacy Tier - Leverage Ratio % Related Terms

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Ponce Financial Group Business Description

Industry
Traded in Other Exchanges
Address
2244 Westchester Avenue, Bronx, NY, USA, 10462
Ponce Financial Group Inc, is a United States-based holding company. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in mortgage loans, consisting of one-to-four-family residential, multi-family residential, non-residential property and construction and land, and, to a lesser extent, business, and consumer loans. The company also invests in securities, which consists of securities issued by the U.S. Government and federal agencies and mortgage-backed securities issued by the United States government-sponsored enterprises. Some of the products and services include checking solutions, online and mobile banking, merchant credit card services, and others.
Executives
Carlos P Naudon director, officer: President & CEO 70 WEST 36TH STREET, SUITE 604, NEW YORK NY 10018
Steven Tsavaris director, officer: Executive Chairman C/O PDL COMMUNITY BANCORP, 2244 WESTCHESTER AVENUE, BRONX NY 10462
Gonzalez Luis Gerardo Jr. officer: Chief Operating Officer C/O PONCE FINANCIAL GROUP, 2244 WESTCHESTER AVENUE, BRONX NY 10462
David Rodriguez officer: Chief Relationship Officer C/O PDL COMMUNITY BANCORP, 2244 WESTCHESTER AVENUE, BRONX MA 10462
Maria Alvarez director C/O PDL COMMUNITY BANCORP, 2244 WESTCHESTER AVENUE, BRONX NY 10462
Sergio Javier Vaccaro officer: Chief Financial Officer C/O PONCE BANK, 2244 WESTCHESTER AVE., BRONX NY 10462
Nick R. Lugo director C/O PDL COMMUNITY BANCORP, 2244 WESTCHESTER AVENUE, BRONX NY 10462
James Perez director C/O PONCE FINANCIAL GROUP, 2244 WESTCHESTER AVENUE, BRONX NY 10462
Elizabeth Macias officer: Chief Information Officer C/O PDL COMMUNITY BANCORP, 2244 WESTCHESTER AVE., BRONX NY 10462
William Feldman director C/O PDL COMMUNITY BANCORP, 2244 WESTCHESTER AVENUE, BRONX NY 10462
Julio Gurman director C/O PDL COMMUNITY BANCORP, 2244 WESTCHESTER AVENUE, BRONX NY 10462
James C. Demetriou director C/O PDL COMMUNITY BANCORP, 2244 WESTCHESTER AVENUE, BRONX NY 10462
Ioannis Kouzilos officer: Chief Lending Officer C/O PDL COMMUNITY BANCORP, 2244 WESTCHESTER AVENUE, BRONX NY 10462
Madeline V. Marquez officer: Chief External Affairs Officer C/O PDL COMMUNITY BANCORP, 2244 WESTCHESTER AVENUE, BRONX NY 10462
Frank Perez officer: Chief Financial Officer C/O PDL COMMUNITY BANCORP, 2244 WESTCHESTER AVENUE, BRONX NY 10462