Business Description
UnitedHealth Group Inc
NAICS : 524114
SIC : 6324
ISIN : US91324P1021
Share Class Description:
UNH: Ordinary SharesTotal Employee Number:
390,000Compare
Compare
Traded in other countries / regions
UNH.USAUNH.CanadaUNHH34.Brazil0R0O.UKUNH.MexicoUNH.Germany1UNH.ItalyUNH.ChileUNH.PeruUNH.AustriaUNH.Switzerland Index Membership
Dow 30S&P 500Russell 1000Russell 3000MSCI World Index IPO Date
1984-10-17Description
UnitedHealth Group is one of the largest private health insurers and provides medical benefits to about 51 million members globally, including 1 million outside the US as of December 2025. As a leader in employer-sponsored, self-directed, and government-backed insurance plans, UnitedHealth has obtained massive scale in medical insurance. Along with its insurance assets, UnitedHealth's Optum franchises help create a healthcare services colossus that spans everything from pharmaceutical benefits to providing outpatient care and analytics to affiliates and third parties.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.4 | |||||
Equity-to-Asset | 0.31 | |||||
Debt-to-Equity | 0.8 | |||||
Debt-to-EBITDA | 3.41 | |||||
Interest Coverage | 4.76 | |||||
Piotroski F-Score | 6/9 | |||||
Altman Z-Score | 3.07 | |||||
Beneish M-Score | -2.42 | |||||
WACC vs ROIC | ||||||
Growth Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 12.9 | |||||
3-Year EBITDA Growth Rate | -8.9 | |||||
3-Year EPS without NRI Growth Rate | -9.7 | |||||
3-Year FCF Growth Rate | -10.5 | |||||
3-Year Book Growth Rate | 7.7 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 14.73 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 2.74 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 52.9 | |||||
9-Day RSI | 57.33 | |||||
14-Day RSI | 60.26 | |||||
3-1 Month Momentum % | 42.67 | |||||
6-1 Month Momentum % | 18.59 | |||||
12-1 Month Momentum % | 27.11 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 0.8 | |||||
Quick Ratio | 0.8 | |||||
Cash Ratio | 0.27 | |||||
Days Sales Outstanding | 20.02 | |||||
Days Payable | 75.03 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 2.18 | |||||
Dividend Payout Ratio | 0.54 | |||||
3-Year Dividend Growth Rate | 10.9 | |||||
Forward Dividend Yield % | 2.26 | |||||
5-Year Yield-on-Cost % | 3.98 | |||||
3-Year Average Share Buyback Ratio | 1 | |||||
Shareholder Yield % | 2.39 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 18.8 | |||||
Operating Margin % | 4.19 | |||||
Net Margin % | 2.68 | |||||
EBITDA Margin % | 5.08 | |||||
FCF Margin % | 4.37 | |||||
OCF Margin % | 5.15 | |||||
ROE % | 12.61 | |||||
ROA % | 3.87 | |||||
ROIC % | 6.46 | |||||
3-Year ROIIC % | -12.13 | |||||
ROC (Joel Greenblatt) % | 170.82 | |||||
ROCE % | 9.38 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 8 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 30.65 | |||||
Forward PE Ratio | 22.07 | |||||
PE Ratio without NRI | 24.83 | |||||
Shiller PE Ratio | 21.88 | |||||
Price-to-Owner-Earnings | 20.68 | |||||
PEG Ratio | 62.08 | |||||
PS Ratio | 0.82 | |||||
PB Ratio | 3.76 | |||||
Price-to-Free-Cash-Flow | 18.77 | |||||
Price-to-Operating-Cash-Flow | 15.92 | |||||
EV-to-EBIT | 22.83 | |||||
EV-to-Forward-EBIT | 20.23 | |||||
EV-to-EBITDA | 18.5 | |||||
EV-to-Forward-EBITDA | 17.38 | |||||
EV-to-Revenue | 0.94 | |||||
EV-to-Forward-Revenue | 0.95 | |||||
EV-to-FCF | 21.49 | |||||
Price-to-GF-Value | 0.67 | |||||
Price-to-Projected-FCF | 1.1 | |||||
Price-to-DCF (Earnings Based) | 1.25 | |||||
Price-to-DCF (FCF Based) | 1.1 | |||||
Price-to-Median-PS-Value | 0.68 | |||||
Earnings Yield (Greenblatt) % | 4.38 | |||||
FCF Yield % | 5.34 | |||||
Forward Rate of Return (Yacktman) % | 7.84 |
UnitedHealth Group Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
UnitedHealth Group Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-10-28 08:00 | In 126 days | ||
| Third quarter earnings results for 2026 | 2026-10-28 | In 125 days | ||
| Second quarter earnings conference call for 2026 | 2026-07-16 08:00 | In 22 days | ||
| Second quarter earnings results for 2026 | 2026-07-16 | In 21 days | ||
| USD 2.320000 Cash Dividend | 2026-06-15 | 408.52 (-0.12%) | ||
| General meeting for 2026 | 2026-06-01 11:00 | 380.31 (-0.90%) | ||
| First quarter earnings conference call for 2026 | 2026-04-21 08:00 | 323.48 (-0.22%) | ||
| First quarter earnings results for 2026 | 2026-04-21 | 323.48 (-0.22%) | ||
| USD 2.210000 Cash Dividend | 2026-03-09 | 286.48 (-0.30%) | ||
| Annual report for 2025 | 2026-03-02 | 293.27 (+3.01%) |
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Headlines
See More- 1
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Jun 18, 2026
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Jun 08, 2026
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Jun 06, 2026
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Seeking Alpha • 9:05am
Jun 05, 2026
It’s not just UnitedHealth, its Medicare peers are also rallying
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UnitedHealth Positioned As AI Leader: Analyst
Benzinga • 9:05am
SA analyst upgrades/downgrades: NVDA, UNH, MSFT, LULU
Seeking Alpha • 8:47am
Jun 04, 2026
Why Is UnitedHealth Stock Gaining Thursday?
Benzinga • 12:11pm
Jun 03, 2026
UnitedHealth raises dividend by 5% to $2.32
Seeking Alpha • 7:38am
May 29, 2026
Midday Need to Know: Space stocks tumble, oil prices retreat & more
Seeking Alpha • 11:12am
UnitedHealth sued by Massachusetts over alleged $100M Medicaid overpayments
Seeking Alpha • 9:38am
UnitedHealth cuts nearly two-thirds of prior authorizations in pediatrics
Seeking Alpha • 6:23am
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