Business Description
TransUnion
NAICS : 561450
SIC : 7323
ISIN : US89400J1079
Total Employee Number:
13,500Compare
Compare
Traded in other countries / regions
TRU.USA1TU.Germany1TRU.Italy Index Membership
Russell 1000Russell 3000MSCI World Index IPO Date
2015-06-25Description
TransUnion, along with Equifax and Experian, is one of the three leading credit bureaus in the United States, providing the consumer information that is the basis for granting credit. The company also provides fraud detection, marketing, and analytical services. TransUnion operates in over 30 countries. About 20%-25% of its revenue comes from international markets.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.13 | |||||
Equity-to-Asset | 0.4 | |||||
Debt-to-Equity | 1.2 | |||||
Debt-to-EBITDA | 3.33 | |||||
Interest Coverage | 3.54 | |||||
Piotroski F-Score | 6/9 | |||||
Altman Z-Score | 2.23 | |||||
Beneish M-Score | -2.61 | |||||
WACC vs ROIC | ||||||
Growth Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 6.6 | |||||
3-Year EBITDA Growth Rate | 8 | |||||
3-Year EPS without NRI Growth Rate | 5.9 | |||||
3-Year Book Growth Rate | 2.2 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 14.8 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 9.21 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 60.78 | |||||
9-Day RSI | 52 | |||||
14-Day RSI | 49.27 | |||||
3-1 Month Momentum % | 2.97 | |||||
6-1 Month Momentum % | -18.51 | |||||
12-1 Month Momentum % | -21.32 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.93 | |||||
Quick Ratio | 1.93 | |||||
Cash Ratio | 0.7 | |||||
Days Sales Outstanding | 71.42 | |||||
Days Payable | 66.09 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 0.69 | |||||
Dividend Payout Ratio | 0.11 | |||||
3-Year Dividend Growth Rate | 4.8 | |||||
Forward Dividend Yield % | 0.72 | |||||
5-Year Yield-on-Cost % | 1.01 | |||||
3-Year Average Share Buyback Ratio | 0.1 | |||||
Shareholder Yield % | 2.61 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 58.83 | |||||
Operating Margin % | 18.09 | |||||
Net Margin % | 14.91 | |||||
EBITDA Margin % | 36.12 | |||||
FCF Margin % | 14.74 | |||||
OCF Margin % | 21.57 | |||||
ROE % | 15.61 | |||||
ROA % | 6.25 | |||||
ROIC % | 7.05 | |||||
3-Year ROIIC % | -20.47 | |||||
ROC (Joel Greenblatt) % | 185.54 | |||||
ROCE % | 10.9 | |||||
Years of Profitability over Past 10-Year | 9 | |||||
Moat Score | 7 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 18.84 | |||||
Forward PE Ratio | 14.33 | |||||
PE Ratio without NRI | 15.35 | |||||
Shiller PE Ratio | 26.77 | |||||
Price-to-Owner-Earnings | 16.95 | |||||
PEG Ratio | 2.1 | |||||
PS Ratio | 2.84 | |||||
PB Ratio | 2.76 | |||||
Price-to-Free-Cash-Flow | 19.14 | |||||
Price-to-Operating-Cash-Flow | 13.07 | |||||
EV-to-EBIT | 16.29 | |||||
EV-to-Forward-EBIT | 16.99 | |||||
EV-to-EBITDA | 10.67 | |||||
EV-to-Forward-EBITDA | 9.78 | |||||
EV-to-Revenue | 3.86 | |||||
EV-to-Forward-Revenue | 3.44 | |||||
EV-to-FCF | 26.16 | |||||
Price-to-GF-Value | 0.71 | |||||
Price-to-Projected-FCF | 1.48 | |||||
Price-to-DCF (Earnings Based) | 0.79 | |||||
Price-to-DCF (FCF Based) | 1.66 | |||||
Price-to-Median-PS-Value | 0.58 | |||||
Price-to-Peter-Lynch-Fair-Value | 2.06 | |||||
Earnings Yield (Greenblatt) % | 6.14 | |||||
FCF Yield % | 5.31 | |||||
Forward Rate of Return (Yacktman) % | 10.6 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
TransUnion Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 4,726.2 | ||
| EPS (TTM) ($) | 3.61 | ||
| Beta | 1.7994 | ||
| 3-Year Sharpe Ratio | 0.1 | ||
| 3-Year Sortino Ratio | 0.14 | ||
| Volatility % | 20.29 | ||
| 14-Day RSI | 49.27 | ||
| 14-Day ATR ($) | 2.843943 | ||
| 20-Day SMA ($) | 68.7025 | ||
| 12-1 Month Momentum % | -21.32 | ||
| 52-Week Range ($) | 63.37 - 99.39 | ||
| Shares Outstanding (Mil) | 192.8 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
TransUnion Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
TransUnion Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-10-23 08:30 | In 121 days | ||
| Third quarter earnings results for 2026 | 2026-10-23 | In 120 days | ||
| Second quarter earnings conference call for 2026 | 2026-07-24 08:30 | In 30 days | ||
| Second quarter earnings results for 2026 | 2026-07-24 06:00 | In 30 days | ||
| William Blair Annual Growth Stock Conference | 2026-06-03 12:00 | 73.75 (+1.85%) | ||
| Baird Global Consumer, Technology & Services Conference | 2026-06-02 09:05 | 73.51 (+3.93%) | ||
| Bernstein Annual Strategic Decisions Conference | 2026-05-27 10:00 | 70.57 (+0.84%) | ||
| USD 0.125000 Cash Dividend | 2026-05-27 | 70.57 (+0.84%) | ||
| General meeting for 2026 | 2026-05-12 12:00 | 69.99 (-2.07%) | ||
| First quarter earnings conference call for 2026 | 2026-04-28 08:30 | 71.19 (-1.58%) |
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TransUnion Frequently Asked Questions
What is TransUnion(TRU)'s stock price today?
The current price of TRU is $68.00. The 52 week high of TRU is $99.39 and 52 week low is $63.37.
When is next earnings date of TransUnion(TRU)?
The next earnings date of TransUnion(TRU) is 2026-07-24 Est..
Does TransUnion(TRU) pay dividends? If so, how much?
The Dividend Yield %  of TransUnion(TRU) is 0.69% (As of Today), Highest Dividend Payout Ratio of TransUnion(TRU) was 0.13. The lowest was 0.09. And the median was 0.11. The  Forward Dividend Yield % of TransUnion(TRU) is 0.72%. For more information regarding to dividend, please check our Dividend Page.
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