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Business Description
OptimumBank Holdings Inc
NAICS : 522110
SIC : 6021
ISIN : US68401P4037
Description
OptimumBank Holdings Inc serves as a bank holding company for OptimumBank. The Bank provides community banking services to individuals and corporate customers. Its services include demand interest-bearing and non-interest-bearing accounts, negotiable order of withdrawal accounts, money market deposit accounts, debit cards, and automated teller machines.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1.77 | |||||
| Equity-to-Asset | 0.11 | |||||
| Debt-to-Equity | 0.51 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 8/9 | |||||
| Beneish M-Score | -2.02 | |||||
| WACC vs ROIC | ||||||
Growth Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 12.8 | |||||
| 3-Year EPS without NRI Growth Rate | -4.9 | |||||
| 3-Year FCF Growth Rate | 19.6 | |||||
| 3-Year Book Growth Rate | 3.2 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 78.78 | |||||
| 9-Day RSI | 66.3 | |||||
| 14-Day RSI | 58.71 | |||||
| 3-1 Month Momentum % | -8.55 | |||||
| 6-1 Month Momentum % | -9.35 | |||||
| 12-1 Month Momentum % | -0.24 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Average Share Buyback Ratio | -34.6 | |||||
| Shareholder Yield % | -69.74 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 33.39 | |||||
| FCF Margin % | 37.18 | |||||
| ROE % | 15.06 | |||||
| ROA % | 1.46 | |||||
| Years of Profitability over Past 10-Year | 5 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 3.22 | |||||
| Forward PE Ratio | 5.52 | |||||
| PE Ratio without NRI | 3.22 | |||||
| Shiller PE Ratio | 15.18 | |||||
| Price-to-Owner-Earnings | 3.78 | |||||
| PEG Ratio | 0.12 | |||||
| PS Ratio | 1.04 | |||||
| PB Ratio | 0.48 | |||||
| Price-to-Tangible-Book | 0.48 | |||||
| Price-to-Free-Cash-Flow | 2.94 | |||||
| Price-to-Operating-Cash-Flow | 2.74 | |||||
| EV-to-Revenue | 0.23 | |||||
| EV-to-FCF | 0.62 | |||||
| Price-to-GF-Value | 0.88 | |||||
| Price-to-Projected-FCF | 0.31 | |||||
| Price-to-Median-PS-Value | 0.76 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.13 | |||||
| Price-to-Graham-Number | 0.26 | |||||
| FCF Yield % | 29.27 | |||||
| Forward Rate of Return (Yacktman) % | 39.39 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
OptimumBank Holdings Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 39.315 | ||
| EPS (TTM) ($) | 1.32 | ||
| Beta | 0.36 | ||
| 3-Year Sharpe Ratio | -0.09 | ||
| 3-Year Sortino Ratio | -0.14 | ||
| Volatility % | 13.34 | ||
| 14-Day RSI | 58.71 | ||
| 14-Day ATR ($) | 0.158046 | ||
| 20-Day SMA ($) | 3.95 | ||
| 12-1 Month Momentum % | -0.24 | ||
| 52-Week Range ($) | 3.53 - 5.9 | ||
| Shares Outstanding (Mil) | 11.75 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
OptimumBank Holdings Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
OptimumBank Holdings Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
OptimumBank Holdings Inc Frequently Asked Questions
What is OptimumBank Holdings Inc(OPHC)'s stock price today?
The current price of OPHC is $4.25. The 52 week high of OPHC is $5.90 and 52 week low is $3.53.
When is next earnings date of OptimumBank Holdings Inc(OPHC)?
The next earnings date of OptimumBank Holdings Inc(OPHC) is 2025-05-16 Est..
Does OptimumBank Holdings Inc(OPHC) pay dividends? If so, how much?
OptimumBank Holdings Inc(OPHC) does not pay dividend.
Guru Commentaries on AMEX:OPHC
No articles.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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