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Business Description
Personal Group Holdings PLC
ISIN : GB0002760279
Description
Personal Group Holdings PLC is a UK-based insurance that provides benefits and services focused on improving employee health, well-being, and engagement. The group is principally engaged in providing short-term accident and health insurance and provide salary sacrifice technology products. It offers a range of employee benefits, from retail discounts to salary sacrifice schemes, including cycle to work, childcare vouchers, home technology, and a range of in-house insurance products such as hospital cash plans, death benefits, and convalescence cover. The company manages its business into four reportable segments namely Affordable Insurance which generates key revenue, Pay & Reward, Benefits Platform, and Other owned benefits.
Financial Strength
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 19.77 | |||||
| Equity-to-Asset | 0.68 | |||||
| Debt-to-Equity | 0.03 | |||||
| Debt-to-EBITDA | 0.1 | |||||
| Interest Coverage | 65.4 | |||||
| Piotroski F-Score | 8/9 | |||||
| Beneish M-Score | -4.03 | |||||
| WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -17.3 | |||||
| 3-Year EBITDA Growth Rate | 15.5 | |||||
| 3-Year EPS without NRI Growth Rate | 14.1 | |||||
| 3-Year FCF Growth Rate | 9.5 | |||||
| 3-Year Book Growth Rate | -5.5 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 81.43 | |||||
| 9-Day RSI | 67.46 | |||||
| 14-Day RSI | 62.83 | |||||
| 3-1 Month Momentum % | 21.14 | |||||
| 6-1 Month Momentum % | 13.07 | |||||
| 12-1 Month Momentum % | 31.27 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 6.65 | |||||
| Dividend Payout Ratio | 0.73 | |||||
| 3-Year Dividend Growth Rate | 6 | |||||
| Forward Dividend Yield % | 6.65 | |||||
| 5-Year Yield-on-Cost % | 3.95 | |||||
| Shareholder Yield % | 6.85 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 14.83 | |||||
| FCF Margin % | 19.8 | |||||
| ROE % | 19.73 | |||||
| ROA % | 13.3 | |||||
| ROIC % | 26.39 | |||||
| 3-Year ROIIC % | -116.02 | |||||
| Years of Profitability over Past 10-Year | 9 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 12.34 | |||||
| Forward PE Ratio | 12.59 | |||||
| PE Ratio without NRI | 14.5 | |||||
| Shiller PE Ratio | 11.13 | |||||
| Price-to-Owner-Earnings | 6.08 | |||||
| PS Ratio | 1.83 | |||||
| PB Ratio | 2.22 | |||||
| Price-to-Tangible-Book | 2.83 | |||||
| Price-to-Free-Cash-Flow | 9.25 | |||||
| Price-to-Operating-Cash-Flow | 7.03 | |||||
| EV-to-EBIT | 8.54 | |||||
| EV-to-Forward-EBIT | 4.97 | |||||
| EV-to-EBITDA | 6.23 | |||||
| EV-to-Forward-EBITDA | 3.67 | |||||
| EV-to-Revenue | 1.35 | |||||
| EV-to-Forward-Revenue | 1.23 | |||||
| EV-to-FCF | 6.83 | |||||
| Price-to-GF-Value | 1.39 | |||||
| Price-to-Projected-FCF | 0.93 | |||||
| Price-to-Median-PS-Value | 1.07 | |||||
| Price-to-Graham-Number | 1.35 | |||||
| Price-to-Net-Cash | 31.01 | |||||
| Earnings Yield (Greenblatt) % | 11.71 | |||||
| FCF Yield % | 11.22 | |||||
| Forward Rate of Return (Yacktman) % | 7.24 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Personal Group Holdings PLC Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil £) | 43.807 | ||
| EPS (TTM) (£) | 0.201 | ||
| Beta | 0.75 | ||
| 3-Year Sharpe Ratio | -0.26 | ||
| 3-Year Sortino Ratio | -0.37 | ||
| Volatility % | 25.38 | ||
| 14-Day RSI | 62.83 | ||
| 14-Day ATR (£) | 0.100968 | ||
| 20-Day SMA (£) | 2.384 | ||
| 12-1 Month Momentum % | 31.27 | ||
| 52-Week Range (£) | 1.53125 - 2.6124 | ||
| Shares Outstanding (Mil) | 31.17 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Personal Group Holdings PLC Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Personal Group Holdings PLC Stock Events
| Event | Date | Price (£) | ||
|---|---|---|---|---|
| No Event Data | ||||
Personal Group Holdings PLC Frequently Asked Questions
What is Personal Group Holdings PLC(LSE:PGH)'s stock price today?
The current price of LSE:PGH is £2.48. The 52 week high of LSE:PGH is £2.61 and 52 week low is £1.53.
When is next earnings date of Personal Group Holdings PLC(LSE:PGH)?
The next earnings date of Personal Group Holdings PLC(LSE:PGH) is 2025-09-24 Est..
Does Personal Group Holdings PLC(LSE:PGH) pay dividends? If so, how much?
The Dividend Yield %  of Personal Group Holdings PLC(LSE:PGH) is 6.65% (As of Today), Highest Dividend Payout Ratio of Personal Group Holdings PLC(LSE:PGH) was 2.94. The lowest was 0.6. And the median was 0.83. The  Forward Dividend Yield % of Personal Group Holdings PLC(LSE:PGH) is 6.65%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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