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Business Description
Habib Bank Ltd
ISIN : PK0085101019
Share Class Description:
KAR:HBL: Ordinary SharesDescription
Habib Bank Ltd is engaged in commercial banking related services in Pakistan and overseas. The operating business segments are Retail banking; Consumer, SME and agriculture lending; Corporate, commercial and investment banking; International; Financial Institutions; Treasury; Branchless Banking; Asset Management, Microfinance; and Head Office / Others. The company operates in Pakistan, the Middle East & Africa, Asia, and Europe. The Retail banking segment derives the maximum revenue for the company.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 1.85 | |||||
| Equity-to-Asset | 0.07 | |||||
| Debt-to-Equity | 0.72 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 3/9 | |||||
| Beneish M-Score | -2.52 | |||||
| WACC vs ROIC | ||||||
Growth Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 24.5 | |||||
| 3-Year EPS without NRI Growth Rate | 11.7 | |||||
| 3-Year Book Growth Rate | 13.5 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 57.14 | |||||
| 9-Day RSI | 49.68 | |||||
| 14-Day RSI | 46.53 | |||||
| 3-1 Month Momentum % | -13.13 | |||||
| 6-1 Month Momentum % | 9.25 | |||||
| 12-1 Month Momentum % | 28.77 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 11 | |||||
| Dividend Payout Ratio | 0.47 | |||||
| 3-Year Dividend Growth Rate | 24.7 | |||||
| Forward Dividend Yield % | 11.5 | |||||
| 5-Year Yield-on-Cost % | 42.01 | |||||
| Shareholder Yield % | -1.72 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 18.84 | |||||
| FCF Margin % | -13.67 | |||||
| ROE % | 15.2 | |||||
| ROA % | 0.99 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 3.71 | |||||
| Forward PE Ratio | 3.68 | |||||
| PE Ratio without NRI | 4.38 | |||||
| Shiller PE Ratio | 5.82 | |||||
| PEG Ratio | 0.35 | |||||
| PS Ratio | 0.7 | |||||
| PB Ratio | 0.53 | |||||
| Price-to-Tangible-Book | 0.56 | |||||
| EV-to-Revenue | -0.1 | |||||
| EV-to-Forward-Revenue | 1.84 | |||||
| EV-to-FCF | 0.78 | |||||
| Price-to-GF-Value | 1.24 | |||||
| Price-to-Projected-FCF | 0.06 | |||||
| Price-to-DCF (Earnings Based) | 0.37 | |||||
| Price-to-Median-PS-Value | 0.42 | |||||
| Price-to-Peter-Lynch-Fair-Value | 0.37 | |||||
| Price-to-Graham-Number | 0.33 | |||||
| FCF Yield % | -19.57 | |||||
| Forward Rate of Return (Yacktman) % | 148.52 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Habib Bank Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₨) | 310,332.286 | ||
| EPS (TTM) (₨) | 39.85 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | 0.33 | ||
| 3-Year Sortino Ratio | 0.65 | ||
| Volatility % | 43.34 | ||
| 14-Day RSI | 46.53 | ||
| 14-Day ATR (₨) | 4.425542 | ||
| 20-Day SMA (₨) | 149.7365 | ||
| 12-1 Month Momentum % | 28.77 | ||
| 52-Week Range (₨) | 104.06 - 184.79 | ||
| Shares Outstanding (Mil) | 1,466.85 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Habib Bank Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Habib Bank Ltd Stock Events
| Event | Date | Price (₨) | ||
|---|---|---|---|---|
| No Event Data | ||||
Habib Bank Ltd Frequently Asked Questions
What is Habib Bank Ltd(KAR:HBL)'s stock price today?
The current price of KAR:HBL is ₨147.79. The 52 week high of KAR:HBL is ₨184.79 and 52 week low is ₨104.06.
When is next earnings date of Habib Bank Ltd(KAR:HBL)?
The next earnings date of Habib Bank Ltd(KAR:HBL) is .
Does Habib Bank Ltd(KAR:HBL) pay dividends? If so, how much?
The Dividend Yield %  of Habib Bank Ltd(KAR:HBL) is 11% (As of Today), Highest Dividend Payout Ratio of Habib Bank Ltd(KAR:HBL) was 0.67. The lowest was 0.12. And the median was 0.45. The  Forward Dividend Yield % of Habib Bank Ltd(KAR:HBL) is 11.5%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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