Warning! GuruFocus detected
1 Severe warning sign
with CZBS.
Try a 7-Day Free Trial
to check it out.
What is a stock summary page? Click here for an overview.
Business Description
Citizens Bancshares Corp
NAICS : 522110
SIC : 6022
ISIN : US1731681052
Description
Citizens Bancshares Corp is a bank holding company. The principal business activity of the Bank is to provide banking services to domestic markets in the Midlands, Pee Dee, and Coastal areas of South Carolina. It offers a full line of personal and business banking services, including checking, savings, and money market accounts, along with mortgages, loans, and lines of credit.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 6.45 | |||||
| Equity-to-Asset | 0.08 | |||||
| Debt-to-Equity | 0.3 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 7/9 | |||||
| Beneish M-Score | -2.34 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 15.4 | |||||
| 3-Year EPS without NRI Growth Rate | 15.9 | |||||
| 3-Year FCF Growth Rate | -10.6 | |||||
| 3-Year Book Growth Rate | 5.5 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 31.76 | |||||
| 9-Day RSI | 36.64 | |||||
| 14-Day RSI | 38.75 | |||||
| 3-1 Month Momentum % | 2.42 | |||||
| 6-1 Month Momentum % | -6.43 | |||||
| 12-1 Month Momentum % | 8.9 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 2.37 | |||||
| Dividend Payout Ratio | 0.2 | |||||
| 3-Year Dividend Growth Rate | 35.7 | |||||
| Forward Dividend Yield % | 2.37 | |||||
| 5-Year Yield-on-Cost % | 8.02 | |||||
| Shareholder Yield % | 2.82 |
Profitability Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 23.81 | |||||
| FCF Margin % | 20.35 | |||||
| ROE % | 12.65 | |||||
| ROA % | 1.03 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 9.24 | |||||
| PE Ratio without NRI | 9.24 | |||||
| Shiller PE Ratio | 16.66 | |||||
| Price-to-Owner-Earnings | 9.24 | |||||
| PEG Ratio | 1.54 | |||||
| PS Ratio | 2.12 | |||||
| PB Ratio | 1.08 | |||||
| Price-to-Tangible-Book | 1.48 | |||||
| Price-to-Free-Cash-Flow | 10.44 | |||||
| Price-to-Operating-Cash-Flow | 8.64 | |||||
| EV-to-Revenue | -1.04 | |||||
| EV-to-FCF | -5.11 | |||||
| Price-to-GF-Value | 0.95 | |||||
| Price-to-Projected-FCF | 0.5 | |||||
| Price-to-DCF (Earnings Based) | 0.3 | |||||
| Price-to-DCF (FCF Based) | 0.72 | |||||
| Price-to-Median-PS-Value | 1.6 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.53 | |||||
| Price-to-Graham-Number | 0.78 | |||||
| FCF Yield % | 9.55 | |||||
| Forward Rate of Return (Yacktman) % | 15.45 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsGurus Latest Trades with OTCPK:CZBS
You need a Premium membership or above to view this section.
Take a 7-Day Free Trial
No Available Data
Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Citizens Bancshares Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 43.065 | ||
| EPS (TTM) ($) | 5.03 | ||
| Beta | 0.58 | ||
| 3-Year Sharpe Ratio | 1.3 | ||
| 3-Year Sortino Ratio | 4.35 | ||
| Volatility % | 13.87 | ||
| 14-Day RSI | 38.75 | ||
| 14-Day ATR ($) | 1.494405 | ||
| 20-Day SMA ($) | 49.0698 | ||
| 12-1 Month Momentum % | 8.9 | ||
| 52-Week Range ($) | 41.506 - 63 | ||
| Shares Outstanding (Mil) | 1.97 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Citizens Bancshares Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Citizens Bancshares Corp Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Citizens Bancshares Corp Frequently Asked Questions
What is Citizens Bancshares Corp(CZBS)'s stock price today?
The current price of CZBS is $46.50. The 52 week high of CZBS is $63.00 and 52 week low is $41.51.
When is next earnings date of Citizens Bancshares Corp(CZBS)?
The next earnings date of Citizens Bancshares Corp(CZBS) is .
Does Citizens Bancshares Corp(CZBS) pay dividends? If so, how much?
The Dividend Yield %  of Citizens Bancshares Corp(CZBS) is 2.37% (As of Today), Highest Dividend Payout Ratio of Citizens Bancshares Corp(CZBS) was 0.32. The lowest was 0.11. And the median was 0.12. The  Forward Dividend Yield % of Citizens Bancshares Corp(CZBS) is 2.37%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on OTCPK:CZBS
No articles.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers