Civista Bancshares (Civista Bancshares) Scaled Net Operating Assets : 0.04 (As of Dec. 2023)

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What is Civista Bancshares Scaled Net Operating Assets?

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Civista Bancshares's operating assets for the quarter that ended in Dec. 2023 was $3,181.5 Mil. Civista Bancshares's operating liabilities for the quarter that ended in Dec. 2023 was $3,035.2 Mil. Civista Bancshares's Total Assets for the quarter that ended in Sep. 2023 was $3,732.9 Mil. Therefore, Civista Bancshares's scaled net operating assets (SNOA) for the quarter that ended in Dec. 2023 was 0.04.

Civista Bancshares Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Civista Bancshares's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2023 is calculated as

	Scaled Net Operating Assets (SNOA)		(A: Dec. 2023 )
=	(Operating Assets (A: Dec. 2023 )	-	Operating Liabilities (A: Dec. 2023 ))	/	Total Assets (A: Dec. 2022 )
=	(3799.787	-	3035.222)	/	3639.445
=	0.21

where

	Operating Assets		(A: Dec. 2023 )
=	Total Assets	-	Balance Sheet Cash And Cash Equivalents
=	3861.418	-	61.631
=	3799.787

	Operating Liabilities		(A: Dec. 2023 )
=	Total Liabilities	-	Long-Term Debt & Capital Lease Obligation	-	Short-Term Debt & Capital Lease Obligation
=	3489.416	-	116.194	-	338
=	3035.222

Civista Bancshares's Scaled Net Operating Assets (SNOA) for the quarter that ended in Dec. 2023 is calculated as

	Scaled Net Operating Assets (SNOA)		(Q: Dec. 2023 )
=	(Operating Assets (Q: Dec. 2023 )	-	Operating Liabilities (Q: Dec. 2023 ))	/	Total Assets (Q: Sep. 2023 )
=	(3181.515	-	3035.222)	/	3732.916
=	0.04

where

	Operating Assets		(Q: Dec. 2023 )
=	Total Assets	-	Balance Sheet Cash And Cash Equivalents
=	3861.418	-	679.903
=	3181.515

	Operating Liabilities		(Q: Dec. 2023 )
=	Total Liabilities	-	Long-Term Debt & Capital Lease Obligation	-	Short-Term Debt & Capital Lease Obligation
=	3489.416	-	116.194	-	338
=	3035.222

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Civista Bancshares Scaled Net Operating Assets Related Terms

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Civista Bancshares (Civista Bancshares) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Civista Bancshares Inc (NAS:CIVB) » Definitions » Scaled Net Operating Assets

Comparable Companies

Traded in Other Exchanges

N/A

Address

100 East Water Street, P.O. Box 5016, Sandusky, OH, USA, 44870

Website

https://www.civb.com

Civista Bancshares Inc is a financial holding company. Operating through its subsidiary, it engages in the business of community banking. Its business activity involves collecting customer deposits, making loans, purchasing securities, and offering trust services to its clients. The company's loan portfolio includes commercial and agriculture, commercial real estate-owner occupied, commercial real estate non-owner occupied, residential real estate, real estate construction, and consumer loans. Majority of its revenues are derived from the interest and fees gained on loans.

Executives

Gerald B Wurm	other: Affiliate Director	100 EAST WATER STREET, SANDUSKY OH 44870
Darci L Congrove	director	756 JAEGER STREET, COLUMBUS OH 43206
Mark J. Macioce	director	10585 WYNDTREE DRIVE, CONCORD TOWNSHIP OH 44077
Nathan E Weaks	other: Subsidiary Director	1514 COUNTY ROAD 4-1, SWANTON OH 43558
Julie A Mattlin	director	6368 COOK ROAD, GUILFORD IN 47022
Allen R Nickles	director	100 EAST WATER STREET, SANDUSKY OH 44870
Lorina W Wise	director	9224 JACKIES BEND, REYNOLDSBURG OH 43068
William F Ritzmann	director	19813 LAKEVIEW DRIVE, LAWRENCEBURG IN 47025
Perfect Clyde A Jr	other: Subsidiary Director	20760 MOUNT PLEASANT ROAD, LAWRENCEBURG IN 47025
Edwards Russell L Jr	officer: Senior Vice President	3630 LUDGATE ROAD, SHAKER HEIGHTS OH 44120
Kessler Carl A Iii	officer: Senior Vice President	4529 SECRETARIAT COURT, AVON OH 44011
Curry Robert L Jr	officer: Senior Vice President	720 JASMINE AVENUE, MARBLEHEAD OH 43440-1844
Harry Singer	other: Subsidiary Director	5309 GOLFWAY LANE, LYNDHURST OH 44124
Barry W Boerger	director	12175 URBANNA WOODSTOCK PK, MILFORD CENTER OH 43045
Murray Dennis E Jr	director	2035 CEDAR POINT ROAD, SANDUSKY OH 44870