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Personal Group Holdings (LSE:PGH) Shiller PE Ratio : 7.39 (As of May. 10, 2024)


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What is Personal Group Holdings Shiller PE Ratio?

As of today (2024-05-10), Personal Group Holdings's current share price is £1.70. Personal Group Holdings's E10 for the fiscal year that ended in Dec23 was £0.23. Personal Group Holdings's Shiller PE Ratio for today is 7.39.

The historical rank and industry rank for Personal Group Holdings's Shiller PE Ratio or its related term are showing as below:

LSE:PGH' s Shiller PE Ratio Range Over the Past 10 Years
Min: 6.78   Med: 17.37   Max: 31
Current: 7.71

During the past 13 years, Personal Group Holdings's highest Shiller PE Ratio was 31.00. The lowest was 6.78. And the median was 17.37.

LSE:PGH's Shiller PE Ratio is ranked better than
81.77% of 362 companies
in the Insurance industry
Industry Median: 13.345 vs LSE:PGH: 7.71

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Personal Group Holdings's adjusted earnings per share data of for the fiscal year that ended in Dec23 was £0.135. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is £0.23 for the trailing ten years ended in Dec23.

Shiller PE for Stocks: The True Measure of Stock Valuation


Personal Group Holdings Shiller PE Ratio Historical Data

The historical data trend for Personal Group Holdings's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Personal Group Holdings Shiller PE Ratio Chart

Personal Group Holdings Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.37 8.32 13.47 9.14 8.15

Personal Group Holdings Semi-Annual Data
Jun14 Dec14 Jun15 Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.47 - 9.14 - 8.15

Competitive Comparison of Personal Group Holdings's Shiller PE Ratio

For the Insurance - Property & Casualty subindustry, Personal Group Holdings's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Personal Group Holdings's Shiller PE Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Personal Group Holdings's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Personal Group Holdings's Shiller PE Ratio falls into.



Personal Group Holdings Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Personal Group Holdings's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=1.70/0.23
=7.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Personal Group Holdings's E10 for the fiscal year that ended in Dec23 is calculated as:

For example, Personal Group Holdings's adjusted earnings per share data for the fiscal year that ended in Dec23 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec23 (Change)*Current CPI (Dec23)
=0.135/130.0000*130.0000
=0.135

Current CPI (Dec23) = 130.0000.

Personal Group Holdings Annual Data

Earnings per Share (Diluted) CPI Adj_EPS
201412 0.244 99.900 0.318
201512 0.285 100.400 0.369
201612 0.234 102.200 0.298
201712 0.264 105.000 0.327
201812 0.272 107.100 0.330
201912 0.284 108.500 0.340
202012 0.221 109.400 0.263
202112 0.115 114.700 0.130
202212 -0.232 125.300 -0.241
202312 0.135 130.000 0.135

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Personal Group Holdings  (LSE:PGH) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Personal Group Holdings Shiller PE Ratio Related Terms

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Personal Group Holdings (LSE:PGH) Business Description

Traded in Other Exchanges
Address
899 Silbury Boulevard, John Ormond House, Milton Keynes, GBR, MK9 3XL
Personal Group Holdings PLC is a UK-based insurance that provides benefits and services focused on improving employee health, well-being, and engagement. The group is principally engaged in providing short-term accident and health insurance and provide salary sacrifice technology products. It provides a range of employee benefits, from retail discounts to salary sacrifice schemes, including cycle to work, childcare vouchers, and home technology as well as a range of in-house insurance products such as hospital cash plan, death benefit, and convalescence cover. The company manages its business into four reportable segments namely Pay & Reward, Benefits Platform, Affordable Insurance, and Other owned benefits.