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United Community Banks (FRA:UCBN) Shiller PE Ratio : 11.86 (As of Jun. 06, 2024)


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What is United Community Banks Shiller PE Ratio?

As of today (2024-06-06), United Community Banks's current share price is €23.00. United Community Banks's E10 for the quarter that ended in Mar. 2024 was €1.94. United Community Banks's Shiller PE Ratio for today is 11.86.

The historical rank and industry rank for United Community Banks's Shiller PE Ratio or its related term are showing as below:

FRA:UCBN' s Shiller PE Ratio Range Over the Past 10 Years
Min: 8.41   Med: 14.14   Max: 121.53
Current: 11.72

During the past years, United Community Banks's highest Shiller PE Ratio was 121.53. The lowest was 8.41. And the median was 14.14.

FRA:UCBN's Shiller PE Ratio is ranked worse than
64.18% of 1139 companies
in the Banks industry
Industry Median: 10 vs FRA:UCBN: 11.72

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

United Community Banks's adjusted earnings per share data for the three months ended in Mar. 2024 was €0.469. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is €1.94 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


United Community Banks Shiller PE Ratio Historical Data

The historical data trend for United Community Banks's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

United Community Banks Shiller PE Ratio Chart

United Community Banks Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 93.84 17.06 13.87 14.02

United Community Banks Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.20 12.00 12.03 14.02 12.28

Competitive Comparison of United Community Banks's Shiller PE Ratio

For the Banks - Regional subindustry, United Community Banks's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


United Community Banks's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, United Community Banks's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where United Community Banks's Shiller PE Ratio falls into.



United Community Banks Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

United Community Banks's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=23.00/1.94
=11.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

United Community Banks's E10 for the quarter that ended in Mar. 2024 is calculated as:

For example, United Community Banks's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.469/131.7762*131.7762
=0.469

Current CPI (Mar. 2024) = 131.7762.

United Community Banks Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201406 0.199 100.560 0.261
201409 0.225 100.428 0.295
201412 0.243 99.070 0.323
201503 0.268 99.621 0.355
201506 0.249 100.684 0.326
201509 0.241 100.392 0.316
201512 0.230 99.792 0.304
201603 0.278 100.470 0.365
201606 0.312 101.688 0.404
201609 0.321 101.861 0.415
201612 0.360 101.863 0.466
201703 0.309 102.862 0.396
201706 0.347 103.349 0.442
201709 0.319 104.136 0.404
201712 -0.135 104.011 -0.171
201803 0.381 105.290 0.477
201806 0.419 106.317 0.519
201809 0.463 106.507 0.573
201812 0.492 105.998 0.612
201903 0.487 107.251 0.598
201906 0.487 108.070 0.594
201909 0.545 108.329 0.663
201912 0.549 108.420 0.667
202003 0.362 108.902 0.438
202006 0.284 108.767 0.344
202009 0.441 109.815 0.529
202012 0.543 109.897 0.651
202103 0.689 111.754 0.812
202106 0.647 114.631 0.744
202109 0.697 115.734 0.794
202112 0.487 117.630 0.546
202203 0.390 121.301 0.424
202206 0.577 125.017 0.608
202209 0.747 125.227 0.786
202212 0.699 125.222 0.736
202303 0.486 127.348 0.503
202306 0.489 128.729 0.501
202309 0.365 129.860 0.370
202312 0.101 129.419 0.103
202403 0.469 131.776 0.469

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


United Community Banks  (FRA:UCBN) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


United Community Banks Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of United Community Banks's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


United Community Banks (FRA:UCBN) Business Description

Traded in Other Exchanges
Address
125 Highway 515 East, Blairsville, GA, USA, 30512
United Community Banks Inc is a bank holding company that operates through its wholly-owned subsidiary, Union Community Bank. The bank has scores of offices throughout portions of Georgia, Tennessee, and the Carolinas. It has traditionally grown through the organic growth of existing offices and de novo locations, complemented by selective acquisitions. United conducts substantially all of its operations through a community-focused operating model of separate community banks. The community banks offer a full range of retail and corporate banking services, including checking, savings, and time deposit accounts, as well as secured and unsecured loans, wire transfers, brokerage services, and other financial services. The bank's loan portfolio is well-diversified but predominantly commercial.

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