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Komercni Banka AS (XPRA:KOMB) ROA % : 0.72% (As of Mar. 2024)


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What is Komercni Banka AS ROA %?

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Komercni Banka AS's annualized Net Income for the quarter that ended in Mar. 2024 was Kč11,216 Mil. Komercni Banka AS's average Total Assets over the quarter that ended in Mar. 2024 was Kč1,565,401 Mil. Therefore, Komercni Banka AS's annualized ROA % for the quarter that ended in Mar. 2024 was 0.72%.

The historical rank and industry rank for Komercni Banka AS's ROA % or its related term are showing as below:

XPRA:KOMB' s ROA % Range Over the Past 10 Years
Min: 0.73   Med: 1.39   Max: 1.55
Current: 0.98

During the past 13 years, Komercni Banka AS's highest ROA % was 1.55%. The lowest was 0.73%. And the median was 1.39%.

XPRA:KOMB's ROA % is ranked better than
56.17% of 1467 companies
in the Banks industry
Industry Median: 0.89 vs XPRA:KOMB: 0.98

Komercni Banka AS ROA % Historical Data

The historical data trend for Komercni Banka AS's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Komercni Banka AS ROA % Chart

Komercni Banka AS Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
ROA %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.39 0.73 1.06 1.38 1.11

Komercni Banka AS Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
ROA % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.04 1.25 1.15 0.86 0.72

Competitive Comparison of Komercni Banka AS's ROA %

For the Banks - Regional subindustry, Komercni Banka AS's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Komercni Banka AS's ROA % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Komercni Banka AS's ROA % distribution charts can be found below:

* The bar in red indicates where Komercni Banka AS's ROA % falls into.



Komercni Banka AS ROA % Calculation

Komercni Banka AS's annualized ROA % for the fiscal year that ended in Dec. 2023 is calculated as:

ROA %=Net Income (A: Dec. 2023 )/( (Total Assets (A: Dec. 2022 )+Total Assets (A: Dec. 2023 ))/ count )
=15612/( (1305304+1516302)/ 2 )
=15612/1410803
=1.11 %

Komercni Banka AS's annualized ROA % for the quarter that ended in Mar. 2024 is calculated as:

ROA %=Net Income (Q: Mar. 2024 )/( (Total Assets (Q: Dec. 2023 )+Total Assets (Q: Mar. 2024 ))/ count )
=11216/( (1516302+1614499)/ 2 )
=11216/1565400.5
=0.72 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is four times the quarterly (Mar. 2024) net income data. ROA % is displayed in the 30-year financial page.


Komercni Banka AS  (XPRA:KOMB) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2024 )
=Net Income/Total Assets
=11216/1565400.5
=(Net Income / Revenue)*(Revenue / Total Assets)
=(11216 / 35168)*(35168 / 1565400.5)
=Net Margin %*Asset Turnover
=31.89 %*0.0225
=0.72 %

Note: The Net Income data used here is four times the quarterly (Mar. 2024) net income data. The Revenue data used here is four times the quarterly (Mar. 2024) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Komercni Banka AS ROA % Related Terms

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Komercni Banka AS (XPRA:KOMB) Business Description

Traded in Other Exchanges
Address
Na Prikope 33/969, P.O. BOX 839, Prague 1, CZE, 114 07
Komercni Banka AS is a universal bank providing a wide range of retail, corporate, and investment banking activities. These activities are complemented by specialized financial services provided by its subsidiaries. The bank operates primarily in the Czech Republic, as well as providing some services to corporate clients in Slovakia. The bank's strategy emphasizes long-term client relationships and creating solutions based on client feedback. Most of the bank's net revenue is net interest income primarily from loans and advances to customers. The bank's loan portfolio is tilted toward the real estate, wholesale, and transportation industries, as well as public administration.

Komercni Banka AS (XPRA:KOMB) Headlines

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