Waterstone Financial (Waterstone Financial) Risk Assessment

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What is Waterstone Financial Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Waterstone Financial is: High Risk: High uncertainty with risk-return tradeoff.

Competitive Comparison of Waterstone Financial's Risk Assessment

For the Banks - Regional subindustry, Waterstone Financial's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Waterstone Financial's Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Waterstone Financial's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Waterstone Financial's Risk Assessment falls into.

Waterstone Financial (NAS:WSBF) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Waterstone Financial Risk Assessment Related Terms

Thank you for viewing the detailed overview of Waterstone Financial's Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.

Waterstone Financial (Waterstone Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Waterstone Financial Inc (NAS:WSBF) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

47Z:Germany

Address

11200 West Plank Court, Wauwatosa, WI, USA, 53226

Website

http://www.wsbonline.com

Waterstone Financial Inc is a holding company. Through its subsidiaries, It operates in two segments: Community Banking and Mortgage Banking. The community banking segment provides consumer and business banking products and services to customers, which include various types of loans, deposits, and personal investment services. The Mortgage Banking segment involves residential mortgage loans for the primary purpose of sale in the secondary market. The vast majority of its revenue comes from the community banking segment.

Executives

Douglas S Gordon	director, officer: CEO	C/O WAUWATOSA HOLDINGS INC, 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3520
Ryan J Gordon	officer: EVP/Chief Credit Officer	11200 WEST PLANK CT., WAUWATOSA WI 53226
Michael L Hansen	director	C/O WAUWATOSA HOLDINGS, INC., 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3250
Thomas E Dalum	director	C/O WAUWATOSA HOLDINGS, INC., 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3250
William F Bruss	officer: COO, General Counsel	11200 W PLANK COURT, WAUWATOSA WI 53226
Ellen Syburg Bartel	director	730 PLANKINTON 3B, MILWAUKEE WI 53203
Mark Raymond Gerke	officer: VP/Controller	5749 N. KENT AVENUE, WHITEFISH BAY WI 53217
Derek L Tyus	director	11200 WEST PLANK COURT, WAUWATOSA WI 53226
Jeffrey R Mcguiness	officer: Subsidary President	11200 WEST PLANK COURT, WAUWATOSA WI 53226
Patrick S Lawton	director	C/O WAUWATOSA HOLDINGS, INC., 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3250
Eric J Egenhoefer	officer: Subsidiary President	11200 W PLANK COURT, WAUWATOSA WI 53226
Rebecca M Arndt	officer: Vice President	11200 W PLANK COURT, WAUWATOSA WI 53226
Stephen J Schmidt	director	C/O WAUWATOSA HOLDINGS, INC., 11200 WEST PLANK COURT, WAUWATOSA WI 53226-3250
Kevin P Gillespie	officer: Subsidary COO	626 SANCTUARY LANE, DELAFIELD WI 53018
Allan Robert Hosack	officer: CFO	W73 N397 GREYSTONE DRIVE, CEDARBURG WI 53012