Peoples Financial Services (Peoples Financial Services) Risk Assessment

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What is Peoples Financial Services Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Peoples Financial Services is: High Risk: High uncertainty with risk-return tradeoff.

Competitive Comparison of Peoples Financial Services's Risk Assessment

For the Banks - Regional subindustry, Peoples Financial Services's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Peoples Financial Services's Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Peoples Financial Services's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Peoples Financial Services's Risk Assessment falls into.

Peoples Financial Services (NAS:PFIS) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Peoples Financial Services Risk Assessment Related Terms

Thank you for viewing the detailed overview of Peoples Financial Services's Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.

Peoples Financial Services (Peoples Financial Services) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Peoples Financial Services Corp (NAS:PFIS) » Definitions » Risk Assessment

Comparable Companies

Traded in Other Exchanges

N/A

Address

150 North Washington Avenue, Scranton, PA, USA, 18503

Website

https://www.psbt.com

Peoples Financial Services Corp is a bank holding company operating through its subsidiaries. The bank provides a full range of financial services. Its products and services include checking accounts, business accounts, savings accounts, loan products, money market accounts, mortgages, chip-enabled debit cards, credit card processing, and visa master card and advisory services. Its loan portfolio includes Commercial loans, which consist of commercial, commercial real estate, municipal, and other related tax-free loans; and retail loans, which include residential real estate and other consumer loans. The company mainly operates in the United States in Pennsylvania.

Executives

Elisa Z Ramirez	director	1225 17TH STREET, SUITE 2600, DENVER CO 80202
Wright Joseph T Jr	director	P.O. BOX A, HALLSTEAD PA 18822
Aubrey William E Ii	director	PO BOX 158, LAPLUME PA 18440
Locken Richard S Jr	director	50 MAIN STREET, HALLSTEAD PA 18822
Ronald G Kukuchka	director	PO BOX A, HALLSTEAD PA 18822
Jeffrey A Drobins	officer: EVP, Chief Lending Officer	C/O PEOPLES SECURITY BANK & TRUST CO., 150 N WASHINGTON AVE, SCRANTON PA 18503
Thomas P Tulaney	officer: Chief Lending Officer	102 E. DRINKER STREET, DUNMORE PA 18512
Sandra Bodnyk	director	NATIONAL PENN BANCSHARES, INC, 645 HAMILTON STREET, ALLENTOWN PA 18101
Susan L Hubble	officer: EVP, Chief Information Officer	C/O PEOPLES SECURITY BANK & TRUST CO., 150 N WASHINGTON AVE, SCRANTON PA 18503
Debra E Dissinger	officer: Executive Vice President	C/O PEOPLES SECURITY BANK & TRUST CO., 150 N WASHINGTON AVE, SCRANTON PA 18503
Joseph Ferretti	officer: Vice President	C/O PEOPLES FINANCIAL SERVICES CORP, 50 MAIN STREET, HALLSTEAD PA 18822
Anderson John R Iii	officer: SVP,Int Prin Accting Officer	150 N WASHINGTON AVE, PENN SECURITY BANK & TRUST CO, SCRANTON PA 18503
Stover George H Jr	director	50 MAIN STREET, HALLSTEAD PA 18822
Craig W Best	director, officer: President & CEO	C/O PEOPLES SECURITY BANK & TRUST CO., 150 N WASHINGTON AVE, SCRANTON PA 18503
Cesare Joseph G Md	director	120 OLD ORCHARD RD, CLARKS GREEN PA 18411