GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Auburn National Bancorp Inc (NAS:AUBN) » Definitions » Risk Assessment

Auburn National Bancorp (Auburn National Bancorp) Risk Assessment


View and export this data going back to 1995. Start your Free Trial

What is Auburn National Bancorp Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Auburn National Bancorp is: High Risk: High uncertainty with risk-return tradeoff.


Competitive Comparison of Auburn National Bancorp's Risk Assessment

For the Banks - Regional subindustry, Auburn National Bancorp's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Auburn National Bancorp's Risk Assessment Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Auburn National Bancorp's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Auburn National Bancorp's Risk Assessment falls into.



Auburn National Bancorp  (NAS:AUBN) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.


Auburn National Bancorp Risk Assessment Related Terms

Thank you for viewing the detailed overview of Auburn National Bancorp's Risk Assessment provided by GuruFocus.com. Please click on the following links to see related term pages.


Auburn National Bancorp (Auburn National Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
132 N. Gay Street, Auburn, AL, USA, 36830
Auburn National Bancorp Inc operates as a bank holding company, which offers checking, savings, transaction deposit accounts and certificates of deposit, and is an active residential mortgage lender in its primary service area. The Bank's primary service area includes the cities of Auburn and Opelika, Alabama and nearby surrounding areas in East Alabama, primarily in Lee County. The Bank also offers commercial, financial, agricultural, real estate construction and consumer loan products and other financial services. The Bank also provides automated teller machine (ATM) services in East Alabama and operates ATM machines. The Bank offers Visa Checkcards, which are debit cards. The Bank offers online banking, bill payment and other electronic banking services through its Internet website.
Executives
David E Housel director 100 NORTH GAY STREET, PO BOX 3110, AUBURN AL 36830
Shannon O'donnell officer: SENIOR VICE PRESIDENT 2032 ST. PATRICK COURT, AUBURN AL 36830
J Tutt Barrett director P. O. BOX 49, OPELIKA AL 36803
Ham William F Jr director 100 NORTH GAY STREET, PO BOX 3110, AUBURN AL 36830
David A Hedges officer: Controller 1832 COOPER'S POND ROAD, AUBURN AL 36830
Terry W Andrus director 100 NORTH GAY STREET, PO BOX 3110, AUBURN AL 36830
Wright Emil F Jr director, 10 percent owner 100 NORTH GAY STREET, PO BOX 3110, AUBURN AL 36830
Lauretta Jenkins Cooper director 1520 DUNBAR STREET, AUBURN AL 36830
Terrell E Bishop officer: Senior Vice President 100 NORTH GAY STREET, PO BOX 3110, AUBURN AL 36830
Jerome B Siegel officer: Senior Vice President 616 LOCKWOOD STREET, AUBURN AL 36830
Smith Charles Edward Jr officer: Senior Vice President 100 NORTH GAY STREET, PO BOX 3110, AUBURN AL 36830
William Thomas Johnson officer: Senior Vice President 100 NORTH GAY STREET, PO BOX 3110, AUBURN AL 36830
Samuel Mark Bridges officer: Senior Vice President P. O. BOX 3110, AUBURN AL 36831-3110
Pamela Meigs Fuller officer: Vice President P. O. BOX 3110, AUBURN AL 36831
Spencer Edward L Jr 10 percent owner 100 NORTH GAY STREET, PO BOX 3110, AUBURN AL 36830

Auburn National Bancorp (Auburn National Bancorp) Headlines

From GuruFocus

Auburn National Bancorporation, Inc. Declares Quarterly Dividend

By Marketwired Marketwired 02-09-2021

Auburn National Bancorporation, Inc. Declares Quarterly Dividend

By GlobeNewswire GlobeNewswire 05-12-2020

Auburn National Bancorporation, Inc. Declares Quarterly Dividend

By GlobeNewswire GlobeNewswire 05-11-2021

Auburn National Bancorporation Authorizes Stock Repurchase Program

By Marketwired Marketwired 03-10-2021

5 Banks Outperforming the Market

By Tiziano Frateschi Tiziano Frateschi 07-01-2020

Auburn National Bancorporation, Inc. Declares Quarterly Dividend

By sperokesalga sperokesalga 02-14-2023

Auburn National Bancorporation, Inc. Declares Quarterly Dividend

By Value_Insider Value_Insider 11-08-2022

Auburn National Bancorporation Authorizes Stock Repurchase Program

By Marketwired Marketwired 03-10-2020