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PT Bank Multiarta Sentosa Tbk (ISX:MASB) Financial Strength : 6 (As of Mar. 2024)


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What is PT Bank Multiarta Sentosa Tbk Financial Strength?

PT Bank Multiarta Sentosa Tbk has the Financial Strength Rank of 6.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.

GuruFocus does not calculate PT Bank Multiarta Sentosa Tbk's interest coverage with the available data. PT Bank Multiarta Sentosa Tbk's debt to revenue ratio for the quarter that ended in Mar. 2024 was 0.01. Altman Z-Score does not apply to banks and insurance companies.


PT Bank Multiarta Sentosa Tbk Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

PT Bank Multiarta Sentosa Tbk's Interest Expense for the months ended in Mar. 2024 was Rp-229,518 Mil. Its Operating Income for the months ended in Mar. 2024 was Rp0 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was Rp9,780 Mil.

PT Bank Multiarta Sentosa Tbk's Interest Coverage for the quarter that ended in Mar. 2024 is

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. PT Bank Multiarta Sentosa Tbk has enough cash to cover all of its debt. Its financial situation is stable.

2. Debt to revenue ratio. The lower, the better.

PT Bank Multiarta Sentosa Tbk's Debt to Revenue Ratio for the quarter that ended in Mar. 2024 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2024 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(0 + 9779.565) / 832943.984
=0.01

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Altman Z-Score does not apply to banks and insurance companies.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PT Bank Multiarta Sentosa Tbk  (ISX:MASB) Financial Strength Explanation

The maximum rank is 10. Companies with rank 7 or higher will be unlikely to fall into distressed situations. Companies with rank of 3 or less are likely in financial distress.

PT Bank Multiarta Sentosa Tbk has the Financial Strength Rank of 6.


PT Bank Multiarta Sentosa Tbk Financial Strength Related Terms

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PT Bank Multiarta Sentosa Tbk (ISX:MASB) Business Description

Traded in Other Exchanges
N/A
Address
Grha Bank MASJl. Kav.7-8, Setiabudi Selatan, South Jakarta, IDN, 12920
PT Bank Multiarta Sentosa Tbk provides banking services. It offers loans, savings, e-banking, and other financial services. The products and services are offered to the small and medium business sector and the commercial sector, as well as to meet the personal banking needs of business owners, families, and employees. The Bank operations are organized into four segments which are Loans, Treasury, Trade Finance, and others. The company earns the majority of its revenue from the Loan and Treasury segments.