GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Juniata Valley Financial Corp (OTCPK:JUVF) » Definitions » PS Ratio

Juniata Valley Financial (Juniata Valley Financial) PS Ratio : 2.04 (As of May. 07, 2024)


View and export this data going back to . Start your Free Trial

What is Juniata Valley Financial PS Ratio?

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Juniata Valley Financial's share price is $11.35. Juniata Valley Financial's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $5.56. Hence, Juniata Valley Financial's PS Ratio for today is 2.04.

The historical rank and industry rank for Juniata Valley Financial's PS Ratio or its related term are showing as below:

JUVF' s PS Ratio Range Over the Past 10 Years
Min: 1.82   Med: 3.86   Max: 4.64
Current: 2.04

During the past 13 years, Juniata Valley Financial's highest PS Ratio was 4.64. The lowest was 1.82. And the median was 3.86.

JUVF's PS Ratio is ranked better than
60.91% of 1453 companies
in the Banks industry
Industry Median: 2.39 vs JUVF: 2.04

Juniata Valley Financial's Revenue per Sharefor the three months ended in Dec. 2023 was $1.40. Its Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $5.56.

Warning Sign:

Juniata Valley Financial Corp revenue per share is in decline over the past 12 months.

During the past 12 months, the average Revenue per Share Growth Rate of Juniata Valley Financial was -4.80% per year. During the past 3 years, the average Revenue per Share Growth Rate was 3.50% per year. During the past 5 years, the average Revenue per Share Growth Rate was 3.20% per year. During the past 10 years, the average Revenue per Share Growth Rate was 2.80% per year.

During the past 13 years, Juniata Valley Financial's highest 3-Year average Revenue per Share Growth Rate was 125.90% per year. The lowest was -2.60% per year. And the median was 4.10% per year.

Back to Basics: PS Ratio


Juniata Valley Financial PS Ratio Historical Data

The historical data trend for Juniata Valley Financial's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Juniata Valley Financial PS Ratio Chart

Juniata Valley Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.83 3.52 3.11 2.73 2.34

Juniata Valley Financial Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.58 2.54 2.25 2.34 -

Competitive Comparison of Juniata Valley Financial's PS Ratio

For the Banks - Regional subindustry, Juniata Valley Financial's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Juniata Valley Financial's PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Juniata Valley Financial's PS Ratio distribution charts can be found below:

* The bar in red indicates where Juniata Valley Financial's PS Ratio falls into.



Juniata Valley Financial PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

Juniata Valley Financial's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=11.35/5.556
=2.04

Juniata Valley Financial's Share Price of today is $11.35.
Juniata Valley Financial's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.56.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.


Juniata Valley Financial  (OTCPK:JUVF) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


Juniata Valley Financial PS Ratio Related Terms

Thank you for viewing the detailed overview of Juniata Valley Financial's PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Juniata Valley Financial (Juniata Valley Financial) Business Description

Traded in Other Exchanges
N/A
Address
Bridge and Main Streets, PO Box 66, Mifflintown, PA, USA, 17059-0066
Juniata Valley Financial Corp provides financial services. The firm offers banking services such as personal checking, personal savings, online banking, mobile banking, personal loans, business loans, and other banking services. The bank generates its revenue in the form of interest income. It offers a full range of consumer and commercial banking services. Consumer banking services include online account opening; online banking; mobile banking; personal checking accounts; checking overdraft privileges; savings accounts; debit cards; certificates of deposit; individual retirement accounts, among others. Commercial banking services include low and high-volume business checking accounts; online account management services; remote deposit capability; ACH origination; payroll direct deposit.
Executives
Martin L Dreibelbis director
Steven C. Sliver director 6415 MARGY DRIVE, HUNTINGDON PA 16652
Scarnati Joseph B. Iii director 978 EVERGREEN ST., BROCKWAY PA 15824
Christina Calkins-mazur director 119 GRAND PARKWAY NORTH, LEWISTOWN PA 17044
Marcie A Barber officer: SVP Community Office Div. Mgr. 137 OAKRIDGE ROAD, LEWISTOWN PA 17044
Bradley J. Wagner director 1344 MASTERSONVILLE ROAD, MANHEIM PA 17545
Michael W. Wolf officer: SVP/CFO 218 BRIDGE STREET, PO BOX 66, MIFFLINTOWN PA 17059
Timothy I Havice director
Michael A. Buffington director 126 ELECTRIC AVENUE, LEWISTOWN PA 17044
Gary E Kelsey director PO BOX 590, COUDERSPORT PA 16915
Joann Mcminn officer: Chief Financial Officer PO BOX 66, BRIDGE & MAIN STREET, MIFFLINTOWN PA 17059
Gingerich Philip E Jr director
Douglas R Berry director 105 FOXFIRE LANE, LEWISBERRY PA 17339
A Jerome Cook director
Metz Robert K Jr director