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LivingTrust Mortgage Bank (NSA:LIVINGTRUST) Peter Lynch Fair Value : ₦1.50 (As of May. 25, 2024)


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What is LivingTrust Mortgage Bank Peter Lynch Fair Value?

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, LivingTrust Mortgage Bank's PEG is 1. LivingTrust Mortgage Bank's 5-Year TTM Book Value Growth Rate is 11.09. LivingTrust Mortgage Bank's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2024 was ₦0.14. Therefore, the Peter Lynch Fair Value for today is ₦1.50.

As of today (2024-05-25), LivingTrust Mortgage Bank's share price is ₦3.27. LivingTrust Mortgage Bank's Peter Lynch fair value is ₦1.50. Therefore, LivingTrust Mortgage Bank's Price to Peter Lynch Fair Value Ratio for today is 2.18.


The historical rank and industry rank for LivingTrust Mortgage Bank's Peter Lynch Fair Value or its related term are showing as below:

NSA:LIVINGTRUST' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 1.3   Med: 1.65   Max: 2.18
Current: 2.18


During the past 7 years, the highest Price to Peter Lynch Fair Value Ratio of LivingTrust Mortgage Bank was 2.18. The lowest was 1.30. And the median was 1.65.


NSA:LIVINGTRUST's Price-to-Peter-Lynch-Fair-Value is ranked worse than
88.63% of 695 companies
in the Banks industry
Industry Median: 0.87 vs NSA:LIVINGTRUST: 2.18

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


LivingTrust Mortgage Bank Peter Lynch Fair Value Historical Data

The historical data trend for LivingTrust Mortgage Bank's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

LivingTrust Mortgage Bank Peter Lynch Fair Value Chart

LivingTrust Mortgage Bank Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Peter Lynch Fair Value
Get a 7-Day Free Trial - - - 1.23 1.50

LivingTrust Mortgage Bank Quarterly Data
Dec17 Dec18 Dec19 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - 1.50 -

Competitive Comparison of LivingTrust Mortgage Bank's Peter Lynch Fair Value

For the Mortgage Finance subindustry, LivingTrust Mortgage Bank's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LivingTrust Mortgage Bank's Price-to-Peter-Lynch-Fair-Value Distribution in the Banks Industry

For the Banks industry and Financial Services sector, LivingTrust Mortgage Bank's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where LivingTrust Mortgage Bank's Price-to-Peter-Lynch-Fair-Value falls into.



LivingTrust Mortgage Bank Peter Lynch Fair Value Calculation

LivingTrust Mortgage Bank's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 11.09 *0.135
=1.50

LivingTrust Mortgage Bank's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was ₦0.14.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.


LivingTrust Mortgage Bank  (NSA:LIVINGTRUST) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 11.09 instead of 15 in this case.

LivingTrust Mortgage Bank's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=3.27/1.50
=2.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


LivingTrust Mortgage Bank Peter Lynch Fair Value Related Terms

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LivingTrust Mortgage Bank (NSA:LIVINGTRUST) Business Description

Traded in Other Exchanges
N/A
Address
Gbongan Road, Km 2, Osun State, Osogbo, NGA, 4488
LivingTrust Mortgage Bank PLC is a primary mortgage institution that is regulated by the Other Financial Institutions Department of the Central Bank of Nigeria. The company provides Mortgage Financing, Real Estate Construction Financing and General Financial Services. The Bank's operations are in Osun State only and operates in just one geographical segment. The Bank is also engaged in one line of business which is Mortgage Banking, all its results are mortgage related.

LivingTrust Mortgage Bank (NSA:LIVINGTRUST) Headlines

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