The historical rank and industry rank for Discover Financial Services's PB Ratio or its related term are showing as below:
DFS'
s PB Ratio Range Over the Past 10 Years
Min: 0.69 Med: 2.36 Max: 3.41
Current: 2.17
During the past 13 years, Discover Financial Services's highest PB Ratio was 3.41. The lowest was 0.69. And the median was 2.36.
DFS's PB Ratio is ranked worse than 78.32% of 512
companies
in the Credit Services industry
Industry Median: 1.035
vs DFS: 2.17
During the past 12 months, Discover Financial Services's average Book Value Per Share Growth Rate was 10.80% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 19.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 12.00% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 9.30% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Discover Financial Services was 22.30% per year. The lowest was 0.40% per year. And the median was 9.05% per year.
Back to Basics: PB Ratio
Discover Financial Services PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Competitive Comparison of Discover Financial Services's PB Ratio
For the Credit Services subindustry, Discover Financial Services's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Discover Financial Services's PB Ratio Distribution in the Credit Services Industry
For the Credit Services industry and Financial Services sector, Discover Financial Services's PB Ratio distribution charts can be found below:
* The bar in red indicates where Discover Financial Services's PB Ratio falls into.
Discover Financial Services PB Ratio Calculation
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Discover Financial Services (NYSE:DFS) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Discover Financial Services PB Ratio Related Terms
Thank you for viewing the detailed overview of Discover Financial Services's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.
Discover Financial Services (Discover Financial Services) Business Description
Discover Financial Services is a bank operating in two distinct segments: direct banking and payment services. The company issues credit and debit cards and provides other consumer banking products including deposit accounts, students loans, and other personal loans. It also operates the Discover, Pulse, and Diners Club networks. The Discover network is the fourth-largest payment network in the United States as ranked by overall purchase volume, and Pulse is one of the largest ATM networks in the country.
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