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Citizens Bancshares (Citizens Bancshares) Net Margin % : 12.93% (As of Sep. 2016)


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What is Citizens Bancshares Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Citizens Bancshares's Net Income for the three months ended in Sep. 2016 was $0.55 Mil. Citizens Bancshares's Revenue for the three months ended in Sep. 2016 was $4.23 Mil. Therefore, Citizens Bancshares's net margin for the quarter that ended in Sep. 2016 was 12.93%.

The historical rank and industry rank for Citizens Bancshares's Net Margin % or its related term are showing as below:


CZBS's Net Margin % is not ranked *
in the Banks industry.
Industry Median: 25.33
* Ranked among companies with meaningful Net Margin % only.

Citizens Bancshares Net Margin % Historical Data

The historical data trend for Citizens Bancshares's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Citizens Bancshares Net Margin % Chart

Citizens Bancshares Annual Data
Trend Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.34 3.76 7.78 10.66 10.91

Citizens Bancshares Quarterly Data
Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.85 14.81 9.33 17.86 12.93

Competitive Comparison of Citizens Bancshares's Net Margin %

For the Banks - Regional subindustry, Citizens Bancshares's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens Bancshares's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citizens Bancshares's Net Margin % distribution charts can be found below:

* The bar in red indicates where Citizens Bancshares's Net Margin % falls into.



Citizens Bancshares Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Citizens Bancshares's Net Margin for the fiscal year that ended in Dec. 2015 is calculated as

Net Margin=Net Income (A: Dec. 2015 )/Revenue (A: Dec. 2015 )
=1.819/16.669
=10.91 %

Citizens Bancshares's Net Margin for the quarter that ended in Sep. 2016 is calculated as

Net Margin=Net Income (Q: Sep. 2016 )/Revenue (Q: Sep. 2016 )
=0.547/4.23
=12.93 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Citizens Bancshares  (OTCPK:CZBS) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Citizens Bancshares Net Margin % Related Terms

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Citizens Bancshares (Citizens Bancshares) Business Description

Traded in Other Exchanges
N/A
Address
230 Peachtree Street NW, Suite 2700, Atlanta, GA, USA, 30303
Citizens Bancshares Corp is a bank holding company. The company provides a range of commercial banking to individual and corporate customers through its subsidiary. The bank offers a range of commercial and consumer deposit accounts, including non-interest-bearing checking accounts, individual retirement accounts, time certificates of deposit and regular savings accounts. Citizens Bancshares engages in a range of lending activities, including consumer/installment loans, mortgage loans, home equity lines of credit, and construction loans and commercial loans.
Executives
Cynthia N Day director, officer: President & CEO 75 PIEDMONT AVE, ATLANTA GA 30303