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Punjab & Sind Bank (NSE:PSB) Net Margin % : 10.38% (As of Dec. 2023)


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What is Punjab & Sind Bank Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Punjab & Sind Bank's Net Income for the three months ended in Dec. 2023 was ₹1,143 Mil. Punjab & Sind Bank's Revenue for the three months ended in Dec. 2023 was ₹11,010 Mil. Therefore, Punjab & Sind Bank's net margin for the quarter that ended in Dec. 2023 was 10.38%.

The historical rank and industry rank for Punjab & Sind Bank's Net Margin % or its related term are showing as below:

NSE:PSB' s Net Margin % Range Over the Past 10 Years
Min: -89.21   Med: 6.56   Max: 33.79
Current: 21.93


NSE:PSB's Net Margin % is ranked worse than
61.18% of 1458 companies
in the Banks industry
Industry Median: 25.11 vs NSE:PSB: 21.93

Punjab & Sind Bank Net Margin % Historical Data

The historical data trend for Punjab & Sind Bank's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Punjab & Sind Bank Net Margin % Chart

Punjab & Sind Bank Annual Data
Trend Mar14 Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -19.13 -36.22 -89.21 28.37 33.79

Punjab & Sind Bank Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 39.60 37.97 16.66 20.05 10.38

Competitive Comparison of Punjab & Sind Bank's Net Margin %

For the Banks - Regional subindustry, Punjab & Sind Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Punjab & Sind Bank's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Punjab & Sind Bank's Net Margin % distribution charts can be found below:

* The bar in red indicates where Punjab & Sind Bank's Net Margin % falls into.



Punjab & Sind Bank Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Punjab & Sind Bank's Net Margin for the fiscal year that ended in Mar. 2023 is calculated as

Net Margin=Net Income (A: Mar. 2023 )/Revenue (A: Mar. 2023 )
=13130.29/38860.568
=33.79 %

Punjab & Sind Bank's Net Margin for the quarter that ended in Dec. 2023 is calculated as

Net Margin=Net Income (Q: Dec. 2023 )/Revenue (Q: Dec. 2023 )
=1143.1/11009.6
=10.38 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Punjab & Sind Bank  (NSE:PSB) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Punjab & Sind Bank Net Margin % Related Terms

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Punjab & Sind Bank (NSE:PSB) Business Description

Traded in Other Exchanges
Address
21, Rajendra Place, Bank House, 1st Floor, New Delhi, IND, 110008
Punjab & Sind Bank is an Indian banking firm, which provides international and domestic banking products and services. Its business segments include Treasury, Corporate/ Wholesale Banking, Retail Banking, and Other Banking Operations. The bank's main source of revenue comes from the interest derived from its corporate banking operations. Its services consist of current account savings account, mobile banking, corporate internet banking, retail loans, and others.