GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » TriState Capital Holdings Inc (NAS:TSC) » Definitions » Net Interest Margin (Bank Only) %

TriState Capital Holdings (TriState Capital Holdings) Net Interest Margin (Bank Only) % : 1.72% (As of Mar. 2022)


View and export this data going back to 2013. Start your Free Trial

What is TriState Capital Holdings Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. TriState Capital Holdings's annualized Net Interest Income (for Banks) for the quarter that ended in Mar. 2022 was $214.4 Mil. TriState Capital Holdings's average earning assets for the quarter that ended in Mar. 2022 was $12,450.7 Mil. Therefore, TriState Capital Holdings's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Mar. 2022 was 1.72%.


TriState Capital Holdings Net Interest Margin (Bank Only) % Historical Data

The historical data trend for TriState Capital Holdings's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

TriState Capital Holdings Net Interest Margin (Bank Only) % Chart

TriState Capital Holdings Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21
Net Interest Margin (Bank Only) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.28 2.28 2.02 1.72 1.69

TriState Capital Holdings Quarterly Data
Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.65 1.69 1.71 1.75 1.72

Competitive Comparison of TriState Capital Holdings's Net Interest Margin (Bank Only) %

For the Banks - Regional subindustry, TriState Capital Holdings's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


TriState Capital Holdings's Net Interest Margin (Bank Only) % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, TriState Capital Holdings's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where TriState Capital Holdings's Net Interest Margin (Bank Only) % falls into.



TriState Capital Holdings Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

TriState Capital Holdings's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Dec. 2021 is calculated as

Net Interest Margin (Bank Only) %(A: Dec. 2021 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Dec. 2020 ) + Earning Assets (A: Dec. 2021 ))/ count )
=179.359/( (9037.511 + 12131.011)/ 2 )
=179.359/10584.261
=1.69 %

where

Earning Assets(A: Dec. 2020 )
=Money Market Investments + Net Loan + Securities & Investments
=5.462 + 8202.788 + 829.261
=9037.511

Earning Assets(A: Dec. 2021 )
=Money Market Investments + Net Loan + Securities & Investments
=2.374 + 10734.761 + 1393.876
=12131.011

TriState Capital Holdings's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Mar. 2022 is calculated as

Net Interest Margin (Bank Only) %(Q: Mar. 2022 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Dec. 2021 ) + Earning Assets (Q: Mar. 2022 ))/ count )
=214.404/( (12131.011 + 12770.316)/ 2 )
=214.404/12450.6635
=1.72 %

where

Earning Assets(Q: Dec. 2021 )
=Money Market Investments + Net Loan + Securities & Investments
=2.374 + 10734.761 + 1393.876
=12131.011

Earning Assets(Q: Mar. 2022 )
=Money Market Investments + Net Loan + Securities & Investments
=21.786 + 11221.895 + 1526.635
=12770.316

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is four times the quarterly (Mar. 2022) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.


TriState Capital Holdings  (NAS:TSC) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


TriState Capital Holdings Net Interest Margin (Bank Only) % Related Terms

Thank you for viewing the detailed overview of TriState Capital Holdings's Net Interest Margin (Bank Only) % provided by GuruFocus.com. Please click on the following links to see related term pages.


TriState Capital Holdings (TriState Capital Holdings) Business Description

Traded in Other Exchanges
N/A
Address
301 Grant Street, One Oxford Centre, Suite 2700, Pittsburgh, PA, USA, 15219
TriState Capital Holdings Inc provides various commercial and private banking services to middle-market businesses and high-net-worth individuals in the United States. The company operates in two segments, Bank and Investment Management. Its Investment Management segment provides advisory and sub-advisory investment management services primarily to institutional investors, mutual funds and individual investors. The company generates maximum revenue from the Bank segment.
Executives
Michael Robert Harris director C/O TRISTATE CAPITAL HOLDINGS ONE OXFORD CENTER, 27TH FL. PITTSBURGH PA 15219
Kim Ruth director C/O TRISTATE CAPITAL HOLDINGS, INC 301 GRANT STREET, SUITE 2700 PITTSBURGH PA 15219
Anthony J. Buzzelli director C/O TRISTATE CAPITAL HOLDINGS, INC, ONE OXFORD CENTRE, SUITE 2700, PITTSBURGH PA 15219
David L Bonvenuto director C/O TRISTATE CAPITAL HOLDINGS, INC. 301 GRANT STREET, SUITE 2700 PITTSBURGH PA 15219
Audrey Dunning director 242 MEADOWBROOK DRIVE, CRANBERRY TOWNSHIP PA 16066
Timothy J Riddle officer: CEO, Chartwell Inv. Partners CHARTWELL INVESTMENT PARTNERS, L.P., 1235 WESTLAKES DR., SUITE 400, BERWYN PA 19312
David J Demas officer: Chief Financial Officer C/O TRISTATE CAPITAL HOLDINGS, INC. ONE OXFORD CENTRE, SUITE 2700 PITTSBURGH PA 15219
Brian S Fetterolf director, officer: CEO, Director TSC C/O TRISTATE CAPITAL HOLDINGS, INC. ONE OXFORD CENTRE, SUITE 2700 PITTSBURGH PA 15219
E.h. Dewhurst director C/O TRISTATE CAPITAL HOLDINGS, INC. ONE OXFORD CENTRE, SUITE 2700 PITTSBURGH PA 15219
James F Getz director, officer: Chairman, President and CEO C/O TRISTATE CAPITAL HOLDINGS, INC, ONE OXFORD CENTRE, SUITE 2700, PITTSBURGH PA 15219
Christopher M Doody director 20 HORSENECK LANE, GREENWICH CT 06830
James J. Dolan director C/O TRISTATE CAPITAL HOLDINGS, INC., ONE OXFORD CENTRE, SUITE 2700, PITTSBURGH PA 15219
James E. Minnick director C/O TRISTATE CAPITAL HOLDINGS, INC. ONE OXFORD CENTRE, SUITE 2700 PITTSBURGH PA 15219
Richard B. Seidel director C/O TRISTATE CAPITAL HOLDINGS, INC. ONE OXFORD CENTRE, SUITE 2700 PITTSBURGH PA 15219
Helen Hanna Casey director C/O TRISTATE CAPITAL HOLDINGS, INC. ONE OXFORD CENTRE, SUITE 2700 PITTSBURGH PA 15219

TriState Capital Holdings (TriState Capital Holdings) Headlines

From GuruFocus

Stone Point Capital Llc Buys TriState Capital Holdings Inc

By GuruFocus Research GuruFocus Editor 03-04-2021