GURUFOCUS.COM » STOCK LIST » Basic Materials » Metals & Mining » Lion Selection Group Ltd (ASX:LSX) » Definitions » Net Interest Margin (Bank Only) %

Lion Selection Group (ASX:LSX) Net Interest Margin (Bank Only) % : 1.95% (As of Jan. 2023)


View and export this data going back to 2013. Start your Free Trial

What is Lion Selection Group Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Lion Selection Group's annualized Net Interest Income (for Banks) for the quarter that ended in Jan. 2023 was A$1.20 Mil. Lion Selection Group's average earning assets for the quarter that ended in Jan. 2023 was A$61.61 Mil. Therefore, Lion Selection Group's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Jan. 2023 was 1.95%.


Lion Selection Group Net Interest Margin (Bank Only) % Historical Data

The historical data trend for Lion Selection Group's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Lion Selection Group Net Interest Margin (Bank Only) % Chart

Lion Selection Group Annual Data
Trend Jul13 Jul14 Jul15 Jul16 Jul17 Jul18 Jul19 Jul20 Jul21
Net Interest Margin (Bank Only) %
Get a 7-Day Free Trial Premium Member Only - - - - 0.13

Lion Selection Group Semi-Annual Data
Jul13 Jan14 Jul14 Jan15 Jul15 Jan16 Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 0.11 0.10 0.28 1.95

Competitive Comparison of Lion Selection Group's Net Interest Margin (Bank Only) %

For the Gold subindustry, Lion Selection Group's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lion Selection Group's Net Interest Margin (Bank Only) % Distribution in the Metals & Mining Industry

For the Metals & Mining industry and Basic Materials sector, Lion Selection Group's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where Lion Selection Group's Net Interest Margin (Bank Only) % falls into.



Lion Selection Group Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

Lion Selection Group's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Jul. 2021 is calculated as

Net Interest Margin (Bank Only) %(A: Jul. 2021 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Jul. 2020 ) + Earning Assets (A: Jul. 2021 ))/ count )
=0.022/( (0 + 16.968)/ 1 )
=0.022/16.968
=0.13 %

where

Earning Assets(A: Jul. 2020 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 0
=0

Earning Assets(A: Jul. 2021 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 16.968
=16.968

Lion Selection Group's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Jan. 2023 is calculated as

Net Interest Margin (Bank Only) %(Q: Jan. 2023 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Jul. 2022 ) + Earning Assets (Q: Jan. 2023 ))/ count )
=1.202/( (64.106 + 59.123)/ 2 )
=1.202/61.6145
=1.95 %

where

Earning Assets(Q: Jul. 2022 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 64.106
=64.106

Earning Assets(Q: Jan. 2023 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 59.123
=59.123

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is two times the semi-annual (Jan. 2023) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.


Lion Selection Group  (ASX:LSX) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


Lion Selection Group Net Interest Margin (Bank Only) % Related Terms

Thank you for viewing the detailed overview of Lion Selection Group's Net Interest Margin (Bank Only) % provided by GuruFocus.com. Please click on the following links to see related term pages.


Lion Selection Group (ASX:LSX) Business Description

Traded in Other Exchanges
N/A
Address
175 Flinders Street, Level 2, Melbourne, VIC, AUS, 3000
Lion Selection Group Ltd is a mining investment company. The company invests in junior resource companies providing venture capital to carefully selected mining and exploration companies with outstanding management and development projects. Lion invests only in mining and exploration companies and projects with gold and base metal activities in Australia, Africa, Asia, and the Americas. Its project includes Pani Gold Project.

Lion Selection Group (ASX:LSX) Headlines

No Headlines