DDS (Dillard's) Net Debt Paydown Yield % : 0.04% (As of Jun. 24, 2026) — 93% Below Median


DDS Dillard's Inc DDS
83 GF Score
Price $575.22
GF Value $434.59
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Dillard's Net Debt Paydown Yield %?

Dillard's DDS +1.30% 83 Net Debt Paydown Yield % is 0.04% as of Jun. 24, 2026, which is 93% below its 10-year median of 0.58. GuruFocus rates DDS with a GF Score™ of 83/100 and a GF Value™ of $434.59 (Significantly Overvalued). The stock has 2 warning signs investors should review. Among 1,059 Retail - Cyclical companies, Dillard's ranks better than 53.92% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Dillard's's Net Debt Paydown Yield % was 0.04%.


Dillard's  (NYSE:DDS) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Dillard's Net Debt Paydown Yield % Related Terms


Dillard's Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Dillard's's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Dillard's Net Debt Paydown Yield % Chart

Dillard's Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.32 0.27 0.56 -0.03 0.07

Dillard's Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 0.09 0.10 0.07 0.04

DDS vs M, PLBL, KSS: Net Debt Paydown Yield % Comparison

For the Department Stores subindustry, Dillard's's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Dillard's Net Debt Paydown Yield % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Dillard's's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Dillard's's Net Debt Paydown Yield % falls into.


DDS
83GF Score
Dillard's Inc DDS
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Dillard's Net Debt Paydown Yield % Calculation

Dillard's's Net Debt Paydown Yield % for the quarter that ended in Apr. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 556.84-553.15 )/8890.64718
=0.04 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 0.04% mean?
Dillard's (DDS) has a Net Debt Paydown Yield % of 0.04% as of Jun. 24, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Dillard's and its competitors. This is 93% below median its historical median of 0.58. According to the industry distribution chart, Dillard's ranks #488 out of 1059 companies in the Retail - Cyclical industry, placing it in the top 46.1%.
Is Dillard's' Net Debt Paydown Yield % too high?
Dillard's' current Net Debt Paydown Yield % of 0.04% is 93% below median its 10-year median of 0.58. Based on the distribution chart, Dillard's ranks #488 out of 1059 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Dillard's has a GF Score™ of 83/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Dillard's' Net Debt Paydown Yield % compare to M and PLBL?
According to the Retail - Cyclical industry distribution chart, Dillard's ranks #488 out of 1059 companies for Net Debt Paydown Yield %. This puts Dillard's in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Retail - Cyclical company?
A good Net Debt Paydown Yield % depends on the Retail - Cyclical industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Dillard's and its competitors. Dillard's's current Net Debt Paydown Yield % is 0.04%, which is 93% below median its own 10-year median of 0.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Dillard's stock overvalued right now?
Based on GuruFocus' analysis, Dillard's (DDS) is currently considered Significantly Overvalued. The stock's GF Value™ is $434.59, compared to a current price of $575.22 — trading 32.4% above its estimated fair value. The current Net Debt Paydown Yield % is 0.04%, which is 93% below median its 10-year median of 0.58. Dillard's' overall GF Score™ is 83/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Dillard's (DDS), the current Net Debt Paydown Yield % is 0.04% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Dillard's (DDS) Overvalued in 2026?

Based on GuruFocus' analysis, Dillard's stock appears to be overvalued. The current stock price of $575.22 is trading 32.4% above its estimated GF Value™ of $434.59. GuruFocus considers Dillard's to be Significantly Overvalued.

Key valuation signals for DDS:

  • Net Debt Paydown Yield %: 0.04% (93% below median its 10-year median of 0.58)
  • GF Value™: $434.59 vs. price of $575.22 (32.4% above fair value)
  • GF Score™: 83/100 with 2 warning signs

No single metric tells the full story. See the DDS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Dillard's Business Description

Other Exchanges DL7A:Germany
Address 1600 Cantrell Road, Little Rock, AR, USA, 72201
Dillard's Inc is an American fashion apparel, cosmetics, and home furnishings retailer. It operates Dillard's stores, clearance centers, and an Internet store at dillards.com, offering a wide selection of merchandise, including fashion apparel for women, men, and children, accessories, cosmetics, home furnishings, and other consumer goods. The merchandise selections include exclusive brand merchandise such as Antonio Melani, Gianni Bini, Daniel Cremieux, Roundtree & Yorke, and private-label merchandise, among others. The company also operates a general contracting construction company, which is involved in constructing and remodelling stores for Dillard's. It operates in two business segments: Retail Operations, which generates the maximum revenue, and Construction.
83GF Score

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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$575.22
Price
$434.59
GF Value