GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Oregon Bancorp Inc (OTCPK:ORBN) » Definitions » Liabilities-to-Assets

Oregon Bancorp (Oregon Bancorp) Liabilities-to-Assets : 0.89 (As of Sep. 2007)


View and export this data going back to . Start your Free Trial

What is Oregon Bancorp Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Oregon Bancorp's Total Liabilities for the quarter that ended in Sep. 2007 was $91.82 Mil. Oregon Bancorp's Total Assets for the quarter that ended in Sep. 2007 was $103.14 Mil. Therefore, Oregon Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2007 was 0.89.


Oregon Bancorp Liabilities-to-Assets Historical Data

The historical data trend for Oregon Bancorp's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Oregon Bancorp Liabilities-to-Assets Chart

Oregon Bancorp Annual Data
Trend Dec03 Dec04 Dec05 Dec06
Liabilities-to-Assets
0.89 0.90 0.87 0.90

Oregon Bancorp Quarterly Data
Dec03 Mar04 Jun04 Sep04 Dec04 Mar05 Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.88 0.90 0.89 0.89 0.89

Competitive Comparison of Oregon Bancorp's Liabilities-to-Assets

For the Banks - Regional subindustry, Oregon Bancorp's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oregon Bancorp's Liabilities-to-Assets Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Oregon Bancorp's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Oregon Bancorp's Liabilities-to-Assets falls into.



Oregon Bancorp Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Oregon Bancorp's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2006 is calculated as:

Liabilities-to-Assets (A: Dec. 2006 )=Total Liabilities/Total Assets
=91.63/102.372
=0.90

Oregon Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2007 is calculated as

Liabilities-to-Assets (Q: Sep. 2007 )=Total Liabilities/Total Assets
=91.819/103.142
=0.89

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Oregon Bancorp  (OTCPK:ORBN) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Oregon Bancorp Liabilities-to-Assets Related Terms

Thank you for viewing the detailed overview of Oregon Bancorp's Liabilities-to-Assets provided by GuruFocus.com. Please click on the following links to see related term pages.


Oregon Bancorp (Oregon Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
101 High Street, North East, P.O. Box 2747, Salem, OR, USA, 97301
Oregon Bancorp Inc is a bank holding company for The Bank of Glen Burnie. It offers retail and commercial banking services such as checking, savings, loans, mobile banking, online banking, wire transfer, ACH services, debit card, automated teller machines, and safe deposit boxes among others. It has two segments Community Banking and Home Mortgage Lending. The bank generates its revenue in the form of interest income. All of the revenues are earned within the United States.

Oregon Bancorp (Oregon Bancorp) Headlines