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CNB Financial Services (CNB Financial Services) Liabilities-to-Assets : 0.90 (As of Sep. 2010)


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What is CNB Financial Services Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. CNB Financial Services's Total Liabilities for the quarter that ended in Sep. 2010 was $253.70 Mil. CNB Financial Services's Total Assets for the quarter that ended in Sep. 2010 was $281.29 Mil. Therefore, CNB Financial Services's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2010 was 0.90.


CNB Financial Services Liabilities-to-Assets Historical Data

The historical data trend for CNB Financial Services's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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CNB Financial Services Liabilities-to-Assets Chart

CNB Financial Services Annual Data
Trend Dec05 Dec06 Dec07 Dec08 Dec09
Liabilities-to-Assets
0.93 0.93 0.92 0.92 0.91

CNB Financial Services Quarterly Data
Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07 Mar08 Jun08 Sep08 Dec08 Mar09 Jun09 Sep09 Dec09 Mar10 Jun10 Sep10
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.91 0.91 0.91 0.91 0.90

Competitive Comparison of CNB Financial Services's Liabilities-to-Assets

For the Banks - Regional subindustry, CNB Financial Services's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CNB Financial Services's Liabilities-to-Assets Distribution in the Banks Industry

For the Banks industry and Financial Services sector, CNB Financial Services's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where CNB Financial Services's Liabilities-to-Assets falls into.



CNB Financial Services Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

CNB Financial Services's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2009 is calculated as:

Liabilities-to-Assets (A: Dec. 2009 )=Total Liabilities/Total Assets
=263.868/289.498
=0.91

CNB Financial Services's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2010 is calculated as

Liabilities-to-Assets (Q: Sep. 2010 )=Total Liabilities/Total Assets
=253.699/281.292
=0.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


CNB Financial Services  (OTCPK:CBFC) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


CNB Financial Services Liabilities-to-Assets Related Terms

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CNB Financial Services (CNB Financial Services) Business Description

Traded in Other Exchanges
N/A
Address
101 S. Washington Street, Berkeley Springs, WV, USA, 25411
CNB Financial Services Inc operates as the bank holding company for CNB Bank, Inc which is a full-service commercial bank conducting general banking and trust activities through various full-service offices and automated teller machines located in Morgan and Berkeley Counties, West Virginia and Washington County, Maryland among others. The sources of revenue for the Bank are interest income from loans and investments and non-interest income.

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