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Southern Calif Bancorp (Southern Calif Bancorp) Liabilities-to-Assets : 0.87 (As of Mar. 2024)


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What is Southern Calif Bancorp Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Southern Calif Bancorp's Total Liabilities for the quarter that ended in Mar. 2024 was $1,997.22 Mil. Southern Calif Bancorp's Total Assets for the quarter that ended in Mar. 2024 was $2,289.72 Mil. Therefore, Southern Calif Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2024 was 0.87.


Southern Calif Bancorp Liabilities-to-Assets Historical Data

The historical data trend for Southern Calif Bancorp's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Southern Calif Bancorp Liabilities-to-Assets Chart

Southern Calif Bancorp Annual Data
Trend Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec22 Dec23
Liabilities-to-Assets
Get a 7-Day Free Trial 0.87 0.65 0.69 0.89 0.88

Southern Calif Bancorp Quarterly Data
Jun05 Sep05 Dec05 Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.88 0.88 0.88 0.88 0.87

Competitive Comparison of Southern Calif Bancorp's Liabilities-to-Assets

For the Banks - Regional subindustry, Southern Calif Bancorp's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Southern Calif Bancorp's Liabilities-to-Assets Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Southern Calif Bancorp's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Southern Calif Bancorp's Liabilities-to-Assets falls into.



Southern Calif Bancorp Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Southern Calif Bancorp's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Liabilities-to-Assets (A: Dec. 2023 )=Total Liabilities/Total Assets
=2072.1/2360.252
=0.88

Southern Calif Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2024 is calculated as

Liabilities-to-Assets (Q: Mar. 2024 )=Total Liabilities/Total Assets
=1997.216/2289.715
=0.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Southern Calif Bancorp  (NAS:BCAL) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Southern Calif Bancorp Liabilities-to-Assets Related Terms

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Southern Calif Bancorp (Southern Calif Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
3142 Tiger Run Court, Suite 107, Carlsbad, CA, USA, 92010
Southern Calif Bancorp is committed towards serving the business, professional and personal banking needs of the vibrant Southern California communities. It provides a full-range of banking services - deposit accounts. financial products and services to individuals, professionals, and small- to medium-sized businesses.
Executives
Peter Nutz officer: EVP/ Chief Credit Officer 355 S. GRAND AVE, SUITE 1200, LOS ANGELES CA 90071
Ricardo Martin director 355 S. GRAND AVE, SUITE 1200, LOS ANGELES CA 90071
Anne A Williams director, officer: EVP / Chief Credit Officer C/O CU BANCORP, 15821 VENTURA BOULEVARD, SUITE 100, ENCINO CA 91436
John Farkash director, 10 percent owner 355 S. GRAND AVE, SUITE 1200, LOS ANGELES CA 90071
Joann Yeung officer: SVP / Chief Accounting Officer 355 S. GRAND AVE, SUITE 1200, LOS ANGELES CA 90071
Tomaso Frank Di director, officer: Executive Director 355 S. GRAND AVE, SUITE 1200, LOS ANGELES CA 90071
Lester Machado director 355 S. GRAND AVE, SUITE 1200, LOS ANGELES CA 90071
Martin Liska officer: EVP / Chief Risk Officer 355 S. GRAND AVE SUITE 1200, LOS ANGELES CA 90071
Richard Hernandez officer: President 355 S. GRAND AVE, SUITE 1200, LOS ANGELES CA 90071
Irwin Golds director 355 S. GRAND AVE SUITE 1200, LOS ANGELES CA 90071
Manisha Merchant officer: EVP / Chief Legal Officer 355 S. GRAND AVE, SUITE 1200, LOS ANGELES CA 90071
Kaveh Varjavand director 15821 VENTURA BOULEVARD, SUITE 100, ENCINO CA 91436
Castle Creek Capital Partners Vi, Lp 10 percent owner 6051 EL TORDO, RANCHO SANTA FE CA 92067
Anita Wolman director C/O CU BANCORP, 15821 VENTURA BOULEVARD, SUITE 100, ENCINO CA 91436
David I Rainer director, officer: CEO/Chairman C/O CU BANCORP, 15821 VENTURA BOULEVARD, SUITE 100, ENCINO CA 91436