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Bancorp 34 (Bancorp 34) Intrinsic Value: Projected FCF : $39.10 (As of Apr. 27, 2024)


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What is Bancorp 34 Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-04-27), Bancorp 34's Intrinsic Value: Projected FCF is $39.10. The stock price of Bancorp 34 is $9.0825. Therefore, Bancorp 34's Price-to-Intrinsic-Value-Projected-FCF of today is 0.2.

The historical rank and industry rank for Bancorp 34's Intrinsic Value: Projected FCF or its related term are showing as below:

BCTF' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.23   Med: 0.49   Max: 1.34
Current: 0.23

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Bancorp 34 was 1.34. The lowest was 0.23. And the median was 0.49.

BCTF's Price-to-Projected-FCF is ranked better than
78.57% of 1213 companies
in the Banks industry
Industry Median: 0.44 vs BCTF: 0.23

Bancorp 34 Intrinsic Value: Projected FCF Historical Data

The historical data trend for Bancorp 34's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bancorp 34 Intrinsic Value: Projected FCF Chart

Bancorp 34 Annual Data
Trend Jun14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 34.87 39.72 40.71 50.37 39.10

Bancorp 34 Quarterly Data
Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Dec21 Sep22 Dec22 Sep23 Dec23
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 40.71 34.62 50.37 29.00 39.10

Competitive Comparison of Bancorp 34's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, Bancorp 34's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bancorp 34's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bancorp 34's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Bancorp 34's Price-to-Projected-FCF falls into.



Bancorp 34 Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Bancorp 34's Free Cash Flow(6 year avg) = $7.39.

Bancorp 34's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Dec23)*0.8)/Shares Outstanding (Diluted Average)
=(9.5203515959648*7.38672+60.721*0.8)/3.041
=39.10

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Bancorp 34  (OTCPK:BCTF) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Bancorp 34's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=9.0825/39.099300079232
=0.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Bancorp 34 Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of Bancorp 34's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Bancorp 34 (Bancorp 34) Business Description

Industry
Traded in Other Exchanges
N/A
Address
500 East 10th Street, Suite 100, Alamogordo, NM, USA, 88310
Bancorp 34 Inc provides a variety of banking services to individuals and businesses through its branches. Its products and services are demand deposits, certificates of deposits, savings and money market accounts, commercial loans, real estate mortgage loans and credit and merchant cards and e-banking. The bank operates banking centers in Alamogordo, Las Cruces, New Mexico, Scottsdale, Arizona, and Peoria.
Executives
James Crotty officer: Co-President and CEO 500 EAST 10TH STREET, SUITE 100, ALAMOGORDO NM 88310
Elaine E. Ralls director 500 EAST 10TH STREET, ALAMOGORDO NM 88310
Van Winkle Don P. director 500 EAST 10TH STREET, ALAMOGORDO NM 88310
Wortham A. Cook director 500 EAST 10TH STREET, ALAMOGORDO NM 88310
James D. Harris director 500 EAST 10TH STREET, ALAMOGORDO NM 88310
Randal L. Rabon director 500 EAST 10TH STREET, ALAMOGORDO NM 88310
William P. Kauper officer: President/Dir Corp Development 500 EAST 10TH STREET, ALAMOGORDO NM 88310
Jan R Thiry officer: President and CEO 500 EAST 10TH STREET, ALAMOGORDO NM 88310
Jill Gutierrez director, officer: CEO 500 EAST 10TH STREET, ALAMOGORDO NM 88310
William F. Burt director 500 EAST 10TH STREET, ALAMOGORDO NM 88310