Nicholas Financial (Nicholas Financial) GF Value : $0.42 (As of Apr. 27, 2024)

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What is Nicholas Financial GF Value?

The GF Value represents the current intrinsic value of a stock derived from our exclusive method. The GF Value Line on our summary page gives an overview of the fair value that the stock should be traded at. It is calculated based on three factors:

Historical multiples (PE Ratio, PS Ratio, PB Ratio and Price-to-Free-Cash-Flow) that the stock has traded at.
GuruFocus adjustment factor based on the company’s past returns and growth.
Future estimates of the business performance.

We believe the GF Value Line is the fair value that the stock should be traded at. The stock price will most likely fluctuate around the GF Value Line. If the stock price is significantly above the GF Value Line, it is overvalued and its future return is likely to be poor. On the other hand, if it is significantly below the GF Value Line, its future return will likely be higher.

Please note, "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

As of today (2024-04-27), Nicholas Financial's share price is $6.75. Nicholas Financial's GF Value is $0.42. Therefore, Nicholas Financial's Price-to-GF-Value for today is 16.07.

Based on the relationship between the current stock price and the GF Value, GuruFocus believes Nicholas Financial is Significantly Overvalued.

Nicholas Financial (NAS:NICK) GF Value Explanation

Based on the relationship between the current stock price and the GF Value, GuruFocus provides the following 6 evaluations:

Posssible Evaluations	All-in-One Screener Examples (2)
Possible Value Trap, Think Twice (1)	Predictable Companies that possibly be Value Traps
Significantly Overvalued	Predictable Companies which are Significantly Overvalued
Modestly Overvalued	Predictable Companies which are Modestly Overvalued
Fairly Valued	Predictable High Quality Companies which are Fairly Valued
Modestly Undervalued (3)	Predictable High Quality Companies which are Modestly Undervalued
Significantly Undervalued (3)	Predictable High Quality Companies which are Significantly Undervalued

(1) "Possible Value Trap, Think Twice" is for the companies that look very undervalued, but either in the long term trend of business decline, or in financial distress.

(2) These are some simple examples. You can access our GF Valuation filter under All-in-One Screener’s Fundamental tab, and Price-to-GF-Value filter under Valuation Ratio tab and set your own criteria.

(3) There is only a sufficient margin of safety when the stock is undervalued.

Nicholas Financial's Price-to-GF-Value for today is calculated as

Price-to-GF-Value	=	Share Price	/	GF Value
	=	6.75	/	0.42
	=	16.07

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nicholas Financial GF Value Related Terms

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Nicholas Financial (Nicholas Financial) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Nicholas Financial Inc (NAS:NICK) » Definitions » GF Value

Comparable Companies

Traded in Other Exchanges

N/A

Address

2454 McMullen Booth Road, Building C, Suite 501B, Clearwater, FL, USA, 33759

Website

http://www.nicholasfinancial.com

Nicholas Financial Inc is a specialized consumer finance company. It is engaged in acquiring and servicing automobile finance installment contracts for purchases of used and new automobiles and light trucks. It originates direct consumer loans and sells consumer-finance-related products. The majority of its revenue comes from Interest and fee income.

Executives

Magnolia Capital Fund, Lp	10 percent owner	1601 DODGE STREET, SUITE 3300, OMAHA NE 68102
Jeffrey C Royal	director	5420 NICHOLAS STREET, OMAHA NE 68132
Mark R Hutchins	director	2454 MCMULLEN BOOTH RD, BUILDING C, CLEARWATER FL 33759
Michael Rost	officer: interim CEO	2454 MCMULLEN BOOTH RD, BUILDING C, CLEARWATER FL 33759
Irina Nashtatik	officer: CFO	2454 MCMULLEN BOOTH ROAD, BUILDING C, CLEARWATER FL 33759
Douglas W Marohn	officer: Snr. Vice President Branch Ops	2454 MCMULLEN BOOTH RD, BLDG C #501B, CLEARWATER FL 33759
Brendan Joseph Keating	director	8918 SPANISH RIDGE AVENUE, SUITE 100, LAS VEGAS NV 89148
Kelly M Malson	officer: Chief Financial Officer	2454 MCMULLEN BOOTH ROAD, BUILDING C, CLEARWATER FL 33759
Adam K Peterson	director, 10 percent owner	1601 DODGE STREET, SUITE 3300, OMAHA NE 68102
Chad Steinorth	officer: Vice President and Interim CFO	2454 MCMULLEN BOOTH ROAD, BUILDING C, CLEARWATER FL 33759
Jeremy Qinli Zhu	director	1940 LINDA FLORA DRIVE, LOS ANGELES CA 90077
Magnolia Group, Llc	10 percent owner	1601 DODGE STREET, SUITE 3300, OMAHA NE 68102
Robin Hastings	director	2454 MCMULLEN BOOTH RD, BUILDING C, CLEARWATER FL 33759
Todd Pfister	director	2454 MCMULLEN BOOTH ROD, BUILDING C, CLEARWATER FL 33759
Mahan Children Llc	10 percent owner	219 7TH STREET, TIERRA VERDE FL 33715