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AGRAM BANKA dionicko drustvo (ZAG:KBZ) E10 : €1.84 (As of Mar. 2024)


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What is AGRAM BANKA dionicko drustvo E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

AGRAM BANKA dionicko drustvo's adjusted earnings per share data for the three months ended in Mar. 2024 was €1.018. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €1.84 for the trailing ten years ended in Mar. 2024.

During the past 12 months, AGRAM BANKA dionicko drustvo's average E10 Growth Rate was 31.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2024-05-24), AGRAM BANKA dionicko drustvo's current stock price is €36.80. AGRAM BANKA dionicko drustvo's E10 for the quarter that ended in Mar. 2024 was €1.84. AGRAM BANKA dionicko drustvo's Shiller PE Ratio of today is 20.00.

During the past 13 years, the highest Shiller PE Ratio of AGRAM BANKA dionicko drustvo was 22.12. The lowest was 7.88. And the median was 18.38.


AGRAM BANKA dionicko drustvo E10 Historical Data

The historical data trend for AGRAM BANKA dionicko drustvo's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

AGRAM BANKA dionicko drustvo E10 Chart

AGRAM BANKA dionicko drustvo Annual Data
Trend Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 1.93 1.38

AGRAM BANKA dionicko drustvo Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Mar24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.38 1.48 1.58 1.73 1.84

Competitive Comparison of AGRAM BANKA dionicko drustvo's E10

For the Banks - Regional subindustry, AGRAM BANKA dionicko drustvo's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AGRAM BANKA dionicko drustvo's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, AGRAM BANKA dionicko drustvo's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where AGRAM BANKA dionicko drustvo's Shiller PE Ratio falls into.



AGRAM BANKA dionicko drustvo E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, AGRAM BANKA dionicko drustvo's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=1.018/131.7762*131.7762
=1.018

Current CPI (Mar. 2024) = 131.7762.

AGRAM BANKA dionicko drustvo Quarterly Data

per share eps CPI Adj_EPS
201403 0.261 99.695 0.345
201406 0.396 100.560 0.519
201409 0.524 100.428 0.688
201412 -4.008 99.070 -5.331
201503 0.392 99.621 0.519
201506 -0.150 100.684 -0.196
201509 0.131 100.392 0.172
201512 0.248 99.792 0.327
201603 0.037 100.470 0.049
201606 0.133 101.688 0.172
201609 0.532 101.861 0.688
201612 0.206 101.863 0.266
201703 0.268 102.862 0.343
201706 0.135 103.349 0.172
201709 0.670 104.136 0.848
201712 0.372 104.011 0.471
201803 0.782 105.290 0.979
201806 0.883 106.317 1.094
201809 0.108 106.507 0.134
201812 0.069 105.998 0.086
201903 0.622 107.251 0.764
201906 0.761 108.070 0.928
201909 0.811 108.329 0.987
201912 0.402 108.420 0.489
202003 0.617 108.902 0.747
202006 0.225 108.767 0.273
202009 0.855 109.815 1.026
202012 0.186 109.897 0.223
202103 1.342 111.754 1.582
202106 0.929 114.631 1.068
202109 0.977 115.734 1.112
202112 -0.504 117.630 -0.565
202203 0.907 121.301 0.985
202206 0.782 125.017 0.824
202209 0.828 125.227 0.871
202212 0.508 125.222 0.535
202303 0.863 127.348 0.893
202306 1.072 128.729 1.097
202309 1.155 129.860 1.172
202403 1.018 131.776 1.018

Add all the adjusted EPS together and divide 10 will get our e10.


AGRAM BANKA dionicko drustvo  (ZAG:KBZ) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

AGRAM BANKA dionicko drustvo's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=36.80/1.84
=20.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of AGRAM BANKA dionicko drustvo was 22.12. The lowest was 7.88. And the median was 18.38.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


AGRAM BANKA dionicko drustvo E10 Related Terms

Thank you for viewing the detailed overview of AGRAM BANKA dionicko drustvo's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


AGRAM BANKA dionicko drustvo (ZAG:KBZ) Business Description

Traded in Other Exchanges
N/A
Address
Ulica Grada Vukovara 74, Zagreb, HRV, 10000
AGRAM BANKA dionicko drustvo provides banking services. The company's operating segment includes Commercial Banking; Retail Banking; Treasury and other. It generates maximum revenue from the Commercial Banking segment. The Commercial Banking segment includes entails loan-guarantees and deposit operations, card operations, and other transactions with clients who are legal entities. Geographically, it has a presence in Germany; Italy; Croatia; Austria; the United States of America, and Spain.

AGRAM BANKA dionicko drustvo (ZAG:KBZ) Headlines

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