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Quaint Oak Bancorp (Quaint Oak Bancorp) E10 : $1.64 (As of Dec. 2023)


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What is Quaint Oak Bancorp E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Quaint Oak Bancorp's adjusted earnings per share data for the three months ended in Dec. 2023 was $0.490. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $1.64 for the trailing ten years ended in Dec. 2023.

During the past 12 months, Quaint Oak Bancorp's average E10 Growth Rate was 5.80% per year. During the past 3 years, the average E10 Growth Rate was 25.00% per year. During the past 5 years, the average E10 Growth Rate was 24.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Quaint Oak Bancorp was 29.70% per year. The lowest was 16.40% per year. And the median was 24.90% per year.

As of today (2024-04-27), Quaint Oak Bancorp's current stock price is $10.55. Quaint Oak Bancorp's E10 for the quarter that ended in Dec. 2023 was $1.64. Quaint Oak Bancorp's Shiller PE Ratio of today is 6.43.

During the past 13 years, the highest Shiller PE Ratio of Quaint Oak Bancorp was 28.54. The lowest was 6.43. And the median was 18.87.


Quaint Oak Bancorp E10 Historical Data

The historical data trend for Quaint Oak Bancorp's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Quaint Oak Bancorp E10 Chart

Quaint Oak Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.71 0.84 1.17 1.55 1.64

Quaint Oak Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.55 1.59 1.62 1.61 1.64

Competitive Comparison of Quaint Oak Bancorp's E10

For the Banks - Regional subindustry, Quaint Oak Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Quaint Oak Bancorp's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Quaint Oak Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Quaint Oak Bancorp's Shiller PE Ratio falls into.



Quaint Oak Bancorp E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Quaint Oak Bancorp's adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.49/129.4194*129.4194
=0.490

Current CPI (Dec. 2023) = 129.4194.

Quaint Oak Bancorp Quarterly Data

per share eps CPI Adj_EPS
201403 0.110 99.695 0.143
201406 0.180 100.560 0.232
201409 0.200 100.428 0.258
201412 0.200 99.070 0.261
201503 0.120 99.621 0.156
201506 0.200 100.684 0.257
201509 0.160 100.392 0.206
201512 0.200 99.792 0.259
201603 0.120 100.470 0.155
201606 0.210 101.688 0.267
201609 0.210 101.861 0.267
201612 0.230 101.863 0.292
201703 0.090 102.862 0.113
201706 0.260 103.349 0.326
201709 0.300 104.136 0.373
201712 0.090 104.011 0.112
201803 0.140 105.290 0.172
201806 0.270 106.317 0.329
201809 0.330 106.507 0.401
201812 0.260 105.998 0.317
201903 0.210 107.251 0.253
201906 0.330 108.070 0.395
201909 0.400 108.329 0.478
201912 0.290 108.420 0.346
202003 0.210 108.902 0.250
202006 0.360 108.767 0.428
202009 0.500 109.815 0.589
202012 0.530 109.897 0.624
202103 0.500 111.754 0.579
202106 0.720 114.631 0.813
202109 0.850 115.734 0.951
202112 0.980 117.630 1.078
202203 1.050 121.301 1.120
202206 0.820 125.017 0.849
202209 1.220 125.227 1.261
202212 0.560 125.222 0.579
202303 0.250 127.348 0.254
202306 0.250 128.729 0.251
202309 -0.110 129.860 -0.110
202312 0.490 129.419 0.490

Add all the adjusted EPS together and divide 10 will get our e10.


Quaint Oak Bancorp  (OTCPK:QNTO) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Quaint Oak Bancorp's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=10.55/1.64
=6.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Quaint Oak Bancorp was 28.54. The lowest was 6.43. And the median was 18.87.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Quaint Oak Bancorp E10 Related Terms

Thank you for viewing the detailed overview of Quaint Oak Bancorp's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Quaint Oak Bancorp (Quaint Oak Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
501 Knowles Avenue, Southampton, PA, USA, 18966
Quaint Oak Bancorp Inc is a Pennsylvania-chartered stock savings bank and wholly-owned subsidiary of the Quaint Oak Bancorp Inc, is headquartered in Southampton, Pennsylvania and conducts business through three regional offices located in the Delaware Valley, Lehigh Valley and Philadelphia markets. Quaint Oak Bank has many subsidiary companies these subsidiary companies conduct business from numerous locations within the Bank's market area. The Bank holds a majority equity position in Oakmont Capital Holdings, LLC, a multi-state equipment finance company based in West Chester, Pennsylvania with a second significant facility located in Albany, Minnesota.
Executives
James J Clarke director QUAINT OAK BANK, 501 KNOWLES AVENUE, SOUTHAMPTON PA 18966
Susan M. Vettori director QUAINT OAK BANCORP, INC., 501 KNOWLES AVENUE, SOUTHAMPTON PA 18966
Dipiero Andrew E Jr director QUAINT OAK BANK, 501 KNOWLES AVENUE, SOUTHAMPTON PA 18966
John J Augustine director, officer: Chief Financial Officer QUAINT OAK BANK, 501 KNOWLES AVENUE, SOUTHAMPTON PA 18966
Diane J Colyer officer: SVP and Corporate Secretary QUAINT OAK BANK, 501 KNOWLES AVENUE, SOUTHAMPTON PA 18966
William R Gonzalez officer: Senior Vice President* QUAINT OAK BANCORP, INC., 501 KNOWLES AVENUE, SOUTHAMPTON PA 18966
Robert T Strong director, officer: President and CEO QUAINT OAK BANK, 501 KNOWLES AVENUE, SOUTHAMPTON PA 18966
Aimee K Ott officer: Vice President* 501 KNOWLES AVENUE, SOUTHAMPTON PA 18966
Robert Farrer officer: VP Risk and Compliance* QUAINT OAK BANK, 501 KNOWLES AVENUE, SOUTHAMPTON PA 18966
Robert J Phillips director QUAINT OAK BANK, 501 KNOWLES AVENUE, SOUTHAMPTON PA 18966
Kenneth R Gant director QUAINT OAK BANK, 501 KNOWLES AVENUE, SOUTHAMPTON PA 18966
Marsh B Spink director QUAINT OAK BANK, 501 KNOWLES AVENUE, SOUTHAMPTON PA 18966
Ager George M Jr director QUAINT OAK BANK, 501 KNOWLES AVENUE, SOUTHAMPTON PA 18966
Curt T Schulmeister officer: Chief Lending Officer* QUAINT OAK BANK, 501 KNOWLES AVENUE, SOUTHAMPTON PA 18966