GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » AU Small Finance Bank Ltd (NSE:AUBANK) » Definitions » E10

AU Small Finance Bank (NSE:AUBANK) E10 : ₹14.72 (As of Mar. 2024)


View and export this data going back to 2017. Start your Free Trial

What is AU Small Finance Bank E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

AU Small Finance Bank's adjusted earnings per share data for the fiscal year that ended in Mar. 2024 was ₹22.860. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₹14.72 for the trailing ten years ended in Mar. 2024.

During the past 12 months, AU Small Finance Bank's average E10 Growth Rate was 21.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2024-06-07), AU Small Finance Bank's current stock price is ₹ 660.55. AU Small Finance Bank's E10 for the fiscal year that ended in Mar. 2024 was ₹14.72. AU Small Finance Bank's Shiller PE Ratio of today is 44.87.

During the past 12 years, the highest Shiller PE Ratio of AU Small Finance Bank was 72.91. The lowest was 40.72. And the median was 62.06.


AU Small Finance Bank E10 Historical Data

The historical data trend for AU Small Finance Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

AU Small Finance Bank E10 Chart

AU Small Finance Bank Annual Data
Trend Mar15 Mar16 Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 9.62 12.15 14.72

AU Small Finance Bank Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.15 - - - 14.72

Competitive Comparison of AU Small Finance Bank's E10

For the Banks - Regional subindustry, AU Small Finance Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AU Small Finance Bank's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, AU Small Finance Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where AU Small Finance Bank's Shiller PE Ratio falls into.



AU Small Finance Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, AU Small Finance Bank's adjusted earnings per share data for the fiscal year that ended in Mar. 2024 was:

Adj_EPS=Earnings per Share (Diluted) /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=22.86/153.0345*153.0345
=22.860

Current CPI (Mar. 2024) = 153.0345.

AU Small Finance Bank Annual Data

per_share_eps CPI Adj_EPS
201503 2.391 97.163 3.766
201603 4.237 102.518 6.325
201703 14.459 105.196 21.034
201803 5.000 109.786 6.970
201903 6.450 118.202 8.351
202003 11.160 124.705 13.695
202103 18.930 131.771 21.985
202203 17.850 138.822 19.677
202303 21.740 146.865 22.653
202403 22.860 153.035 22.860

Add all the adjusted EPS together and divide 10 will get our e10.


AU Small Finance Bank  (NSE:AUBANK) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

AU Small Finance Bank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=660.55/14.72
=44.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 12 years, the highest Shiller P/E Ratio of AU Small Finance Bank was 72.91. The lowest was 40.72. And the median was 62.06.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


AU Small Finance Bank E10 Related Terms

Thank you for viewing the detailed overview of AU Small Finance Bank's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


AU Small Finance Bank (NSE:AUBANK) Business Description

Traded in Other Exchanges
Address
Mile 0, Ajmer Road, Bank House, Jaipur, RJ, IND, 302001
AU Small Finance Bank Ltd is engaged in the activities of providing financial services such as personal banking, insurance, retail loans and wholesale banking. The company operates in the business segment namely, Treasury; Retail banking; Wholesale banking; and Other banking operations. It generates maximum revenue from Retail banking segment. The retail banking segment serves retail customers through a branch network and other delivery channels. Revenues of the retail banking segment are derived from interest earned on retail loans, fees from services rendered, and others. Geographically, it operates only in India.

AU Small Finance Bank (NSE:AUBANK) Headlines

No Headlines