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Atlantic Union Bankshares (FRA:UIO) E10 : €2.38 (As of Mar. 2024)


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What is Atlantic Union Bankshares E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Atlantic Union Bankshares's adjusted earnings per share data for the three months ended in Mar. 2024 was €0.570. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €2.38 for the trailing ten years ended in Mar. 2024.

During the past 12 months, Atlantic Union Bankshares's average E10 Growth Rate was 8.40% per year. During the past 3 years, the average E10 Growth Rate was 12.30% per year. During the past 5 years, the average E10 Growth Rate was 12.60% per year. During the past 10 years, the average E10 Growth Rate was 7.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Atlantic Union Bankshares was 14.40% per year. The lowest was -3.70% per year. And the median was 2.05% per year.

As of today (2024-05-27), Atlantic Union Bankshares's current stock price is €29.60. Atlantic Union Bankshares's E10 for the quarter that ended in Mar. 2024 was €2.38. Atlantic Union Bankshares's Shiller PE Ratio of today is 12.44.

During the past 13 years, the highest Shiller PE Ratio of Atlantic Union Bankshares was 32.91. The lowest was 9.92. And the median was 18.36.


Atlantic Union Bankshares E10 Historical Data

The historical data trend for Atlantic Union Bankshares's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Atlantic Union Bankshares E10 Chart

Atlantic Union Bankshares Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.47 1.39 1.85 2.18 2.28

Atlantic Union Bankshares Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.16 2.26 2.33 2.28 2.38

Competitive Comparison of Atlantic Union Bankshares's E10

For the Banks - Regional subindustry, Atlantic Union Bankshares's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Atlantic Union Bankshares's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Atlantic Union Bankshares's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Atlantic Union Bankshares's Shiller PE Ratio falls into.



Atlantic Union Bankshares E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Atlantic Union Bankshares's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.57/131.7762*131.7762
=0.570

Current CPI (Mar. 2024) = 131.7762.

Atlantic Union Bankshares Quarterly Data

per share eps CPI Adj_EPS
201406 0.236 100.560 0.309
201409 0.248 100.428 0.325
201412 0.268 99.070 0.356
201503 0.323 99.621 0.427
201506 0.303 100.684 0.397
201509 0.356 100.392 0.467
201512 0.367 99.792 0.485
201603 0.341 100.470 0.447
201606 0.392 101.688 0.508
201609 0.419 101.861 0.542
201612 0.455 101.863 0.589
201703 0.411 102.862 0.527
201706 0.365 103.349 0.465
201709 0.394 104.136 0.499
201712 0.296 104.011 0.375
201803 0.203 105.290 0.254
201806 0.616 106.317 0.764
201809 0.497 106.507 0.615
201812 0.589 105.998 0.732
201903 0.416 107.251 0.511
201906 0.522 108.070 0.637
201909 0.590 108.329 0.718
201912 0.621 108.420 0.755
202003 0.081 108.902 0.098
202006 0.346 108.767 0.419
202009 0.628 109.815 0.754
202012 0.592 109.897 0.710
202103 0.563 111.754 0.664
202106 0.872 114.631 1.002
202109 0.799 115.734 0.910
202112 0.522 117.630 0.585
202203 0.490 121.301 0.532
202206 0.747 125.017 0.787
202209 0.747 125.227 0.786
202212 0.850 125.222 0.894
202303 0.411 127.348 0.425
202306 0.646 128.729 0.661
202309 0.637 129.860 0.646
202312 0.660 129.419 0.672
202403 0.570 131.776 0.570

Add all the adjusted EPS together and divide 10 will get our e10.


Atlantic Union Bankshares  (FRA:UIO) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Atlantic Union Bankshares's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=29.60/2.38
=12.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Atlantic Union Bankshares was 32.91. The lowest was 9.92. And the median was 18.36.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Atlantic Union Bankshares E10 Related Terms

Thank you for viewing the detailed overview of Atlantic Union Bankshares's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Atlantic Union Bankshares (FRA:UIO) Business Description

Traded in Other Exchanges
Address
1051 East Cary Street, Suite 1200, Three James Center, Richmond, VA, USA, 23219
Atlantic Union Bankshares Corp is a financial holding company and a bank holding company. Through its community bank subsidiary, the company provides financial services, including banking, trust, and wealth management. The bank is a full-service community bank offering consumers and businesses a wide range of banking and related financial services, including checking, savings, certificates of deposit, and other depository services, as well as loans for a commercial, industrial, residential mortgage, and consumer purposes. The company has one reportable segment, which largely consists of the traditional full-service community banking business. Much of the company revenue streams from overdraft and service fees and comes from the United States.

Atlantic Union Bankshares (FRA:UIO) Headlines

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