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Bar Harbor Bankshares (FRA:42K) E10 : €2.23 (As of Mar. 2024)


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What is Bar Harbor Bankshares E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Bar Harbor Bankshares's adjusted earnings per share data for the three months ended in Mar. 2024 was €0.607. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €2.23 for the trailing ten years ended in Mar. 2024.

During the past 12 months, Bar Harbor Bankshares's average E10 Growth Rate was 6.40% per year. During the past 3 years, the average E10 Growth Rate was 10.50% per year. During the past 5 years, the average E10 Growth Rate was 8.50% per year. During the past 10 years, the average E10 Growth Rate was 6.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Bar Harbor Bankshares was 10.50% per year. The lowest was 4.30% per year. And the median was 6.50% per year.

As of today (2024-06-08), Bar Harbor Bankshares's current stock price is €23.60. Bar Harbor Bankshares's E10 for the quarter that ended in Mar. 2024 was €2.23. Bar Harbor Bankshares's Shiller PE Ratio of today is 10.58.

During the past 13 years, the highest Shiller PE Ratio of Bar Harbor Bankshares was 21.93. The lowest was 8.48. And the median was 14.55.


Bar Harbor Bankshares E10 Historical Data

The historical data trend for Bar Harbor Bankshares's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Bar Harbor Bankshares E10 Chart

Bar Harbor Bankshares Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 1.82 2.12 2.22

Bar Harbor Bankshares Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.04 2.22 2.27 2.22 2.23

Competitive Comparison of Bar Harbor Bankshares's E10

For the Banks - Regional subindustry, Bar Harbor Bankshares's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bar Harbor Bankshares's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Bar Harbor Bankshares's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Bar Harbor Bankshares's Shiller PE Ratio falls into.



Bar Harbor Bankshares E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Bar Harbor Bankshares's adjusted earnings per share data for the three months ended in Mar. 2024 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=0.607/131.7762*131.7762
=0.607

Current CPI (Mar. 2024) = 131.7762.

Bar Harbor Bankshares Quarterly Data

per share eps CPI Adj_EPS
201406 0.319 100.560 0.418
201409 0.336 100.428 0.441
201412 0.281 99.070 0.374
201503 0.394 99.621 0.521
201506 0.380 100.684 0.497
201509 0.386 100.392 0.507
201512 0.349 99.792 0.461
201603 0.431 100.470 0.565
201606 0.418 101.688 0.542
201609 0.356 101.861 0.461
201612 0.265 101.863 0.343
201703 0.271 102.862 0.347
201706 0.374 103.349 0.477
201709 0.470 104.136 0.595
201712 0.363 104.011 0.460
201803 0.405 105.290 0.507
201806 0.471 106.317 0.584
201809 0.497 106.507 0.615
201812 0.431 105.998 0.536
201903 0.416 107.251 0.511
201906 0.345 108.070 0.421
201909 0.291 108.329 0.354
201912 0.243 108.420 0.295
202003 0.452 108.902 0.547
202006 0.488 108.767 0.591
202009 0.475 109.815 0.570
202012 0.477 109.897 0.572
202103 0.529 111.754 0.624
202106 0.498 114.631 0.572
202109 0.621 115.734 0.707
202112 0.575 117.630 0.644
202203 0.545 121.301 0.592
202206 0.662 125.017 0.698
202209 0.768 125.227 0.808
202212 0.784 125.222 0.825
202303 0.803 127.348 0.831
202306 0.655 128.729 0.671
202309 0.684 129.860 0.694
202312 0.596 129.419 0.607
202403 0.607 131.776 0.607

Add all the adjusted EPS together and divide 10 will get our e10.


Bar Harbor Bankshares  (FRA:42K) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Bar Harbor Bankshares's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=23.60/2.23
=10.58

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Bar Harbor Bankshares was 21.93. The lowest was 8.48. And the median was 14.55.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Bar Harbor Bankshares E10 Related Terms

Thank you for viewing the detailed overview of Bar Harbor Bankshares's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


Bar Harbor Bankshares (FRA:42K) Business Description

Traded in Other Exchanges
Address
82 Main Street, P.O. Box 400, Bar Harbor, ME, USA, 04609-0400
Bar Harbor Bankshares Inc is a bank holding company along with its subsidiaries that offers a full range of financial services products, brokerage services through third-party brokerage arrangements and also trust and investment management services to individuals, businesses, non-profit organizations, and municipalities. Its products and services consist of checking, deposits, cards, mobile banking, online services, loans, merchant services, trust, and fiduciary services, investment planning, education funding, individual retirement planning, insurance, and risk management services.

Bar Harbor Bankshares (FRA:42K) Headlines

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