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City Holding Co (City Holding Co) E10 : $5.73 (As of Dec. 2023)


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What is City Holding Co E10?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

City Holding Co's adjusted earnings per share data for the three months ended in Dec. 2023 was $1.840. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $5.73 for the trailing ten years ended in Dec. 2023.

During the past 12 months, City Holding Co's average E10 Growth Rate was 10.20% per year. During the past 3 years, the average E10 Growth Rate was 12.50% per year. During the past 5 years, the average E10 Growth Rate was 11.30% per year. During the past 10 years, the average E10 Growth Rate was 7.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of City Holding Co was 23.90% per year. The lowest was -19.30% per year. And the median was 8.65% per year.

As of today (2024-04-27), City Holding Co's current stock price is $104.11. City Holding Co's E10 for the quarter that ended in Dec. 2023 was $5.73. City Holding Co's Shiller PE Ratio of today is 18.17.

During the past 13 years, the highest Shiller PE Ratio of City Holding Co was 25.36. The lowest was 12.99. And the median was 17.44.


City Holding Co E10 Historical Data

The historical data trend for City Holding Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

City Holding Co E10 Chart

City Holding Co Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.71 4.02 4.56 5.20 5.73

City Holding Co Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.38 5.55 5.68 5.73 -

Competitive Comparison of City Holding Co's E10

For the Banks - Regional subindustry, City Holding Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


City Holding Co's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, City Holding Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where City Holding Co's Shiller PE Ratio falls into.



City Holding Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, City Holding Co's adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=1.84/129.4194*129.4194
=1.840

Current CPI (Dec. 2023) = 129.4194.

City Holding Co Quarterly Data

per share eps CPI Adj_EPS
201403 0.860 99.695 1.116
201406 0.800 100.560 1.030
201409 0.760 100.428 0.979
201412 0.950 99.070 1.241
201503 1.170 99.621 1.520
201506 0.780 100.684 1.003
201509 0.690 100.392 0.890
201512 0.880 99.792 1.141
201603 0.780 100.470 1.005
201606 0.830 101.688 1.056
201609 0.880 101.861 1.118
201612 0.970 101.863 1.232
201703 1.040 102.862 1.309
201706 0.940 103.349 1.177
201709 0.890 104.136 1.106
201712 0.620 104.011 0.771
201803 1.130 105.290 1.389
201806 1.350 106.317 1.643
201809 1.330 106.507 1.616
201812 0.680 105.998 0.830
201903 1.300 107.251 1.569
201906 1.380 108.070 1.653
201909 1.360 108.329 1.625
201912 1.380 108.420 1.647
202003 1.780 108.902 2.115
202006 1.120 108.767 1.333
202009 1.250 109.815 1.473
202012 1.400 109.897 1.649
202103 1.250 111.754 1.448
202106 1.410 114.631 1.592
202109 1.470 115.734 1.644
202112 1.540 117.630 1.694
202203 1.410 121.301 1.504
202206 1.510 125.017 1.563
202209 1.830 125.227 1.891
202212 2.050 125.222 2.119
202303 1.630 127.348 1.657
202306 2.160 128.729 2.172
202309 1.980 129.860 1.973
202312 1.840 129.419 1.840

Add all the adjusted EPS together and divide 10 will get our e10.


City Holding Co  (NAS:CHCO) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

City Holding Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=104.11/5.73
=18.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of City Holding Co was 25.36. The lowest was 12.99. And the median was 17.44.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


City Holding Co E10 Related Terms

Thank you for viewing the detailed overview of City Holding Co's E10 provided by GuruFocus.com. Please click on the following links to see related term pages.


City Holding Co (City Holding Co) Business Description

Traded in Other Exchanges
N/A
Address
25 Gatewater Road, P.O. Box 7520, Charleston, WV, USA, 25313
City Holding Co is a financial holding company. It provides banking, trust and investment management and other financial solutions through its network of banking offices located in the states of West Virginia, Virginia, southeastern Ohio and Kentucky. It offers various products and services such as overdraft facilities, saving accounts, credit card and debit cards, loans for various purposes, investment advisory, securities brokerage, insurance, technology products, and others. These products and services are provided to commercial banking, consumer banking, mortgage banking, wealth management and trust services.
Executives
David L Bumgarner officer: SVP & Chief Financial Officer 214 BENT TREE ESTATES, SCOTT DEPOT WV 25560
J. Thomas Jones director ONE CITYPLACE DRIVE, SUITE 300, ST. LOUIS MO 63141
Hylton Tracy W Ii director PO BOX 1109, BECKLEY WV 25802-1109
Robert D Fisher director
Sharon Horton Rowe director 25 GATEWATER ROAD, CROSS LANES WV 25313
Quinlan Michael T Jr officer: SVP, Branch Banking 209 PARKVIEW DRIVE, ST ALBANS WV 25177
Gregory A Burton director 4504 WASHINGTON AVENUE SE, CHARLESTON WV 25304
Charles R Hageboeck director, officer: President & CEO
John A Derito officer: EVP, Commercial Banking 6 FOXCHASE ROAD, CHARLESTON WV 25304
Jeffrey Dale Legge officer: SVP, CAO & CIO 634 RIDGEWOOD ROAD, HUNTINGTON WV 25701
Javier A Reyes director 65 FALLING WATER LANE, MORGANTOWN WV 26508
Craig G Stilwell officer: EVP Retail Banking
Diane W Strong-treister director 503 PENNSYLVANIA AVENUE, CHARLESTON WV 25302
James L Rossi director
Charles W Fairchilds director C/O COMMUNITY FINANCIAL CORP, 38 NORTH CENTRAL AVENUE, STAUNTON VA 24401

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