First Bancorp is a bank holding company. The company is engaged in providing commercial and consumer banking services, mortgage lending, SBA lending, accounts receivable financing, and investment advisory services.

Financial Strength

Name	Current	Vs Industry	Vs History
Cash-To-Debt	1.01
Equity-to-Asset	0.11
Debt-to-Equity	0.25
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.64	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-1.6
	3-Year EPS without NRI Growth Rate	-0.4
	3-Year FCF Growth Rate	24.8
	3-Year Book Growth Rate	2.2

Momentum Rank

	Name	Current	Vs Industry		Vs History
	5-Day RSI	35.44
	9-Day RSI	38.91
	14-Day RSI	40.45
	6-1 Month Momentum %	21.33
	12-1 Month Momentum %	10.56

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	2.79
	Dividend Payout Ratio	0.31
	3-Year Dividend Growth Rate	6.9
	Forward Dividend Yield %	2.79
	5-Year Yield-on-Cost %	6.06
	3-Year Average Share Buyback Ratio	-12.9
	Shareholder Yield %	-24.86

Profitability Rank

	Name	Current	Vs Industry		Vs History
	Net Margin %	29.26
	FCF Margin %	32.52
	ROE %	8.65
	ROA %	0.94
	Years of Profitability over Past 10-Year	10

GF Value Rank

	Name	Current	Vs Industry		Vs History
	PE Ratio	11.38
	Forward PE Ratio	11.3
	PE Ratio without NRI	11.27
	Shiller PE Ratio	11.08
	Price-to-Owner-Earnings	10.18
	PEG Ratio	2.75
	PS Ratio	3.33
	PB Ratio	0.94
	Price-to-Tangible-Book	1.5
	Price-to-Free-Cash-Flow	10.22
	Price-to-Operating-Cash-Flow	9.87
	EV-to-Revenue	3.31
	EV-to-Forward-Revenue	4.19
	EV-to-FCF	10.18
	Price-to-Projected-FCF	0.62
	Price-to-DCF (Earnings Based)	0.65
	Price-to-DCF (FCF Based)	0.75
	Price-to-Median-PS-Value	0.9
	Price-to-Graham-Number	0.87
	FCF Yield %	9.79
	Forward Rate of Return (Yacktman) %	13.75

GF Value: $35.67

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