Waterstone Financial (FRA:47Z) Debt-to-Equity : 1.87 (As of Mar. 2024)

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What is Waterstone Financial Debt-to-Equity?

Waterstone Financial's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was €133.4 Mil. Waterstone Financial's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was €449.4 Mil. Waterstone Financial's Total Stockholders Equity for the quarter that ended in Mar. 2024 was €311.0 Mil. Waterstone Financial's debt to equity for the quarter that ended in Mar. 2024 was 1.87.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Waterstone Financial's Debt-to-Equity or its related term are showing as below:

FRA:47Z' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.64 Med: 1.05 Max: 1.87
Current: 1.87

During the past 13 years, the highest Debt-to-Equity Ratio of Waterstone Financial was 1.87. The lowest was 0.64. And the median was 1.05.

FRA:47Z's Debt-to-Equity is ranked worse than
81.56% of 1394 companies
in the Banks industry
Industry Median: 0.65 vs FRA:47Z: 1.87

Waterstone Financial Debt-to-Equity Historical Data

The historical data trend for Waterstone Financial's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Waterstone Financial Debt-to-Equity Chart

Waterstone Financial Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

Get a 7-Day Free Trial

1.19

1.21

1.10

1.04

1.35

Waterstone Financial Quarterly Data
	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24
Debt-to-Equity	Get a 7-Day Free Trial															1.37	1.67	1.40	1.35	1.87

Competitive Comparison of Waterstone Financial's Debt-to-Equity

For the Banks - Regional subindustry, Waterstone Financial's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Waterstone Financial's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Waterstone Financial's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Waterstone Financial's Debt-to-Equity falls into.

Waterstone Financial Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Waterstone Financial's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(283.353	+	142.135)	/	315.499
	=	1.35

Waterstone Financial's Debt to Equity Ratio for the quarter that ended in Mar. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(133.4	+	449.42)	/	310.963
	=	1.87

Waterstone Financial (FRA:47Z) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Waterstone Financial Debt-to-Equity Related Terms

Thank you for viewing the detailed overview of Waterstone Financial's Debt-to-Equity provided by GuruFocus.com. Please click on the following links to see related term pages.

Waterstone Financial (FRA:47Z) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Waterstone Financial Inc (FRA:47Z) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

WSBF:USA

Address

11200 West Plank Court, Wauwatosa, WI, USA, 53226

Website

http://www.wsbonline.com

Waterstone Financial Inc is a holding company. Through its subsidiaries, It operates in two segments: Community Banking and Mortgage Banking. The community banking segment provides consumer and business banking products and services to customers, which include various types of loans, deposits, and personal investment services. The Mortgage Banking segment involves residential mortgage loans for the primary purpose of sale in the secondary market. The vast majority of its revenue comes from the community banking segment.

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